[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-18845":3,"doc-seo-18845":27},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"file_id":15,"file_url":16,"file_type":17,"file_size":18,"view_count":19,"is_deleted":4,"is_public":20,"is_downloadable":20,"audit_status":20,"page_count":21,"language":22,"language_code":23,"table_of_contents":24,"faqs":24,"seo_title":13,"seo_description":14,"update_tm":25,"read_time":26},18845,34359740700684,"Finn","https://ap-avatar.wpscdn.com/avatar/1f400023980c374ae676?_k=1777273430885731487",8,"Research & Report","How Rate Cuts Impact Your EMIs","A home buyer’s affordability calculation depends not only on interest rates but also on property price changes. The article compares the EMI savings from typical RBI rate-cut scenarios (25–50 bps) on a representative loan, arguing that modest cuts may translate into limited EMI relief. It advises buyers not to delay purchases solely for expected rate cuts because price increases can outweigh the savings, while noting affordability trends from the Knight Frank Affordability Index.","cbCairrz3Z2GpdSP","https://ap.wps.com/l/cbCairrz3Z2GpdSP","pdf",10547291,19,1,24,"English","en","",1777071864,60,{"code":4,"msg":28,"data":29},"ok",{"site_id":30,"language":23,"slug":31,"title":13,"keywords":24,"description":14,"schema_data":32,"social_meta":67,"head_meta":70,"extra_data":72,"updated_unix":25},105,"how-rate-cuts-impact-your-emis",{"@graph":33,"@context":66},[34,51],{"@type":35,"itemListElement":36},"BreadcrumbList",[37,41,45,48],{"item":38,"name":39,"@type":40,"position":20},"https://docshare.wps.com","Home","ListItem",{"item":42,"name":43,"@type":40,"position":44},"https://docshare.wps.com/document/","Document",2,{"item":46,"name":12,"@type":40,"position":47},"https://docshare.wps.com/document/research-report/",3,{"item":49,"name":13,"@type":40,"position":50},"https://docshare.wps.com/document/how-rate-cuts-impact-your-emis/18845/",4,{"url":49,"name":13,"@type":52,"author":53,"headline":13,"publisher":55,"fileFormat":58,"description":14,"dateModified":59,"datePublished":60,"encodingFormat":58,"isAccessibleForFree":61,"interactionStatistic":62},"DigitalDocument",{"name":9,"@type":54},"Person",{"url":38,"name":56,"@type":57},"DocShare","Organization","application/pdf","2026-06-11","2026-04-24",true,{"@type":63,"interactionType":64,"userInteractionCount":19},"InteractionCounter",{"@type":65},"ViewAction","https://schema.org",{"og:url":68,"og:type":69,"og:title":13,"og:site_name":56,"og:description":14},"https://docshare.wps.com/document/how-rate-cuts-impact-your-emis/18845","article",{"robots":71,"canonical":68},"index,follow",{"doc_id":7,"site_id":30}]