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Our suite of private student loans for undergraduate and graduate students, includes a variety of options, so students can choose what’s right for them.  \nWe believe college should be affordable and accessible for students from all backgrounds, and we’re committed to making that happen by helping people understand their options, make smart choices, and set themselves up for success now and in the future.  \nResources from Sallie Mae  \nScholly ( [myscholly.com/](myscholly.com/))  \nCreate a free profile and get matched to scholarships with Scholly, the \\#1 college scholarship app that has helped students win more than $100 million dollars in scholarships.  \nFAFSA® 2023: How to Apply for Financial Aid | Sallie Mae  \nEverything students and families need to get ready for the FAFSA®, including a free step-by-step guide that breaks down every question.  \nNitro Next ( [nitrocollege.com/next](nitrocollege.com/next))  \nStudents can track all their college funds in one place, from savings, to financial aid, to student loans—plus they can compare how much each college costs and make the right choice for them.  \nAbout Ipsos  \nIpsos is the world’s third-largest market research company, present in 90 markets and employing more than 18,000 people.  \nOur passionately curious research professionals, analysts and scientists have built unique multi-specialist capabilities that provide true understanding and powerful insights into the actions, opinions and motivations of citizens, consumers, patients, customers, or employees. We serve more than 5000 clients across the world with 75 business solutions.  \nFounded in France in 1975, Ipsos is listed on the Euronext Paris since July 1st, 1999. The company is part of the SBF 120 and the Mid-60 index and is eligible for the Deferred Settlement Service (SRD) .  \nISIN code FR0000073298, Reuters ISOS. PA, Bloomberg [IPS:FP www.ipsos.com](IPS:FP www.ipsos.com)  \nFAFSA is a registered service mark of U.S. Department of Education, Federal Student Aid.  \n© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America. SMSM_157100 0823  \nHow America Pays for College 2023 Sallie Mae | Ipsos iii  \nAbout this study  \nFor 16 years, Sallie Mae has surveyed college students and parents of undergraduate students about their attitudes toward higher education and how they’re paying for it. How America Pays for College  \nexplores education funding sources—from family income and savings to scholarships, grants, and borrowed funds—and evaluates trends in payment strategies over time.  \nThis year’s report provides learnings about families’awareness of the financial aid process including researching and applying for scholarships, completing the Free Application for Federal Student Aid (FAFSA®), and understanding financial aid offers. The report also considers the steps undergraduate families took to  \nplan for paying for higher education. Finally, for the first time, How America Pays for College 2023 e","cbCaisNsBG9PmBFU","https://ap.wps.com/l/cbCaisNsBG9PmBFU","pdf",3968714,93,"English","# Key Insights\n## Families spent more on college in AY 2022–23\n## Scholarships are a consistent source of funding\n## Three-quarters of lower-income families rely on grants\n## FAFSA® submission rates are stable\n## Confusion around the FAFSA® still a significant issue\n## Many families don't know what's included in financial aid offers\n## Four in 10 families borrowed in AY 2022–23\n## Expectations for loan repayment\n## More than half of families have a plan to pay for higher education\n## Cost of education is central to school choice","[{\"question\":\"What topics does How America Pays for College 2023 analyze?\",\"answer\":\"It examines education funding sources (family income and savings, scholarships, grants, and borrowed funds) and evaluates trends in payment strategies. It also looks at families’ awareness of the financial aid process and steps taken to plan for paying for higher education.\"},{\"question\":\"How does the report address FAFSA® in 2023?\",\"answer\":\"It covers FAFSA® preparation and submission, including learnings about families’ awareness of the process, FAFSA® submission rates, beliefs about income eligibility, and confusion around the form.\"},{\"question\":\"What is the study’s research scope and timeframe?\",\"answer\":\"The report is based on an online survey conducted between March 31, 2023 and May 8, 2023, including parents and undergraduate students, with a subset of students attending public HBCUs.\"}]","How America Pays for College 2023 - Sallie Mae Study | PDF",1792059815,234]