[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-109225-en":3,"doc-seo-109225-105":31,"detail-sidebar-cat-0-en-105":93},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":21,"is_downloadable":21,"audit_status":21,"page_count":22,"language":23,"language_code":24,"site_id":25,"html_lang":24,"table_of_contents":26,"faqs":27,"seo_title":28,"seo_description":14,"update_tm":29,"read_time":30},109225,8796095360427,"Lucas Martin","https://ap-avatar.wpscdn.com/davatar_994ba38a5ba835b3df7d355c54d3ed8d",8,"Research & Report","Health Financing in Lebanon: Key Issues and Policy Options - Policy Note","Health financing in Lebanon is analyzed against the backdrop of a prolonged socioeconomic and political crisis that has reduced government health spending and weakened both public and private insurance coverage through job losses. The policy note explains how Lebanon’s health financing system remains fragmented and why this limits risk pooling and coverage expansion. It presents four policy options to strengthen risk pooling and extend a basic benefits package, including government-funded schemes, social health insurance through NSSF, multiple private insurers with or without risk equalization, and a single private insurer model.","Public Disclosure Authorized Public Disclosure Authorized  \nWorld Bank Health Nutrition and Population  \nPolicy Note  \nHealth Financing in Lebanon: Key Issues and Policy Options  \nMarch 15, 2024  \nContents  \nAcronyms ..................................................................................................................................................... iii  \nAcknowledgments ........................................................................................................................................ iv  \nExecutive Summary ....................................................................................................................................... 1  \nIntroduction.................................................................................................................................................. 3  \nLebanon’s fragmented health financing system ......................................................................................... 4  \nFour options to increase risk pooling and the coverage of a basic benefit package ................................. 5  \n1. A government-funded and managed scheme ................................................................................ 6  \n2. NSSF Social Health Insurance.......................................................................................................... 7  \n3. Multiple private health insurers with and without a risk-equalization mechanism ....................9  \n4. A single private health insurer to cover a basic benefit package ................................................ 11  \n5. Which option to cover a basic health benefits package for Lebanon? ....................................... 12  \nImportant health policy decisions to extend coverage to all ................................................................... 12  \n1. A basic health benefits package that is affordable within the budget ....................................... 13  \n2. Long-term financial commitment to provide a basic benefits package to the population ........ 14  \n3. Legislative and regulatory framework.......................................................................................... 18  \nConsiderations for Lebanon ....................................................................................................................... 20  \nReferences .................................................................................................................................................. 22  \nBoxes  \nBox 1: Typical Basic Health Benefits Package ............................................................................................. 14  \nFigures  \nFigure 1: Health expenditures of payers as a percentage of total health expenditures, 2021 .................... 5  \nFigure 2: Transfers to SHI by Different Governments as a Percentage of All SHI Expenditures, 2019.........8  \nFigure 3: A Multiple Insurance System with Risk Equalization transfers ...................................................... 9  \nFigure 4: Enrollment in Private Health Insurance in Lebanon .................................................................... 10  \nFigure 5: Enrollment by Private Health Insurer in Lebanon, 2021.............................................................. 10  \nFigure 6: Basic Benefits Package ................................................................................................................. 13  \nFigure 7: From Supply-side to Demand-side Financing for Low-Income Groups ....................................... 15  \nFigure 8: Setting Premiums for the Basic Benefits Package Per Enrollee Per Year .................................... 16  \nFigure 9: Premium Revenue Spent on Basic Benefit Package and Administrative Costs, in $US million per year ............................................................................................................................................................. 17  \nTables  \nTable 1: Premium Re","cbCaikckBX51XBsg","https://ap.wps.com/l/cbCaikckBX51XBsg","pdf",581421,7,1,27,"English","en",105,"# Executive Summary\n# Introduction\n## Lebanon’s fragmented health financing system\n## Four options to increase risk pooling and the coverage of a basic benefit package\n## Important health policy decisions to extend coverage to all\n## Considerations for Lebanon\n# References","[{\"question\":\"What major challenges does Lebanon’s healthcare system face according to the policy note?\",\"answer\":\"The policy note highlights reduced government health spending and widespread loss of public and private health insurance coverage, driven by the ongoing socioeconomic and political crisis and job losses.\"},{\"question\":\"What is the goal of the four policy options presented in the note?\",\"answer\":\"The options aim to increase risk pooling and expand coverage of a basic benefits package for Lebanon’s population.\"},{\"question\":\"Which health policy decisions are emphasized to extend coverage to everyone?\",\"answer\":\"Key decisions include designing an affordable basic health benefits package within the budget and establishing the long-term financial and legislative/regulatory framework needed for sustained coverage.\"}]","Health Financing in Lebanon: Key Issues and Policy Options - Policy Note | PDF",1784477963,68,{"code":4,"msg":32,"data":33},"ok",{"site_id":25,"language":24,"slug":34,"title":13,"keywords":35,"description":14,"schema_data":36,"social_meta":88,"head_meta":90,"extra_data":92,"updated_unix":29},"health-financing-in-lebanon-key-issues-and-policy-options-policy-note","",{"@graph":37,"@context":87},[38,55,70],{"@type":39,"itemListElement":40},"BreadcrumbList",[41,45,49,52],{"item":42,"name":43,"@type":44,"position":21},"https://docshare.wps.com","Home","ListItem",{"item":46,"name":47,"@type":44,"position":48},"https://docshare.wps.com/document/","Document",2,{"item":50,"name":12,"@type":44,"position":51},"https://docshare.wps.com/document/research-report/",3,{"item":53,"name":13,"@type":44,"position":54},"https://docshare.wps.com/document/health-financing-in-lebanon-key-issues-and-policy-options-policy-note/109225/",4,{"url":53,"name":13,"@type":56,"author":57,"headline":13,"publisher":59,"fileFormat":62,"inLanguage":24,"description":14,"dateModified":63,"datePublished":64,"encodingFormat":62,"isAccessibleForFree":65,"interactionStatistic":66},"DigitalDocument",{"name":9,"@type":58},"Person",{"url":42,"name":60,"@type":61},"DocShare","Organization","application/pdf","2026-08-04","2026-07-19",true,{"@type":67,"interactionType":68,"userInteractionCount":20},"InteractionCounter",{"@type":69},"ViewAction",{"@type":71,"mainEntity":72},"FAQPage",[73,79,83],{"name":74,"@type":75,"acceptedAnswer":76},"What major challenges does Lebanon’s healthcare system face according to the policy note?","Question",{"text":77,"@type":78},"The policy note highlights reduced government health spending and widespread loss of public and private health insurance coverage, driven by the ongoing socioeconomic and political crisis and job losses.","Answer",{"name":80,"@type":75,"acceptedAnswer":81},"What is the goal of the four policy options presented in the note?",{"text":82,"@type":78},"The options aim to increase risk pooling and expand coverage of a basic benefits package for Lebanon’s population.",{"name":84,"@type":75,"acceptedAnswer":85},"Which health policy decisions are emphasized to extend coverage to everyone?",{"text":86,"@type":78},"Key decisions include designing an affordable basic health benefits package within the budget and establishing the long-term financial and legislative/regulatory framework needed for sustained coverage.","https://schema.org",{"og:url":53,"og:type":89,"og:title":13,"og:site_name":60,"og:description":14},"article",{"robots":91,"canonical":53},"index,follow",{"doc_id":7,"site_id":25},{"code":4,"msg":5,"data":94},[95,99,103,107,112,117,121,124,129,132,136],{"id":21,"doc_module":4,"doc_module_name":47,"category_name":96,"show_sort_weight":97,"slug":98},"Story & Novel",90,"story-novel",{"id":48,"doc_module":4,"doc_module_name":47,"category_name":100,"show_sort_weight":101,"slug":102},"Literature",80,"literature",{"id":54,"doc_module":4,"doc_module_name":47,"category_name":104,"show_sort_weight":105,"slug":106},"Exam",70,"exam",{"id":108,"doc_module":4,"doc_module_name":47,"category_name":109,"show_sort_weight":110,"slug":111},5,"Comic",60,"comic",{"id":113,"doc_module":4,"doc_module_name":47,"category_name":114,"show_sort_weight":115,"slug":116},6,"Technology",50,"technology",{"id":20,"doc_module":4,"doc_module_name":47,"category_name":118,"show_sort_weight":119,"slug":120},"Healthcare",40,"healthcare",{"id":11,"doc_module":4,"doc_module_name":47,"category_name":12,"show_sort_weight":122,"slug":123},30,"research-report",{"id":125,"doc_module":4,"doc_module_name":47,"category_name":126,"show_sort_weight":127,"slug":128},9,"Religion & Spirituality",20,"religion-spirituality",{"id":127,"doc_module":4,"doc_module_name":47,"category_name":130,"show_sort_weight":127,"slug":131},"World Cup","world-cup",{"id":133,"doc_module":4,"doc_module_name":47,"category_name":134,"show_sort_weight":133,"slug":135},10,"Lifestyle","lifestyle",{"id":137,"doc_module":4,"doc_module_name":47,"category_name":138,"show_sort_weight":108,"slug":139},19,"General","general"]