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The brochure explains registration status as an investment adviser, notes that the SEC and state authorities have not approved or verified the disclosure, and directs readers to adviserinfo.sec.gov for additional information. It also describes material changes, including new state registration, and outlines advisory business services such as ongoing financial planning and related investment management.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/guide-financial-planning-llc-form-adv-part-2a-firm-brochure/203900/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/guide-financial-planning-llc-form-adv-part-2a-firm-brochure/203900.png","ImageObject",300,407,{"name":92,"@type":93},"Valentina","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-08","2026-09-04",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",13,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"What is the purpose of Guide Financial Planning, LLC’s Form ADV Part 2A brochure?","Question",{"text":113,"@type":114},"It provides information about the firm’s qualifications and business practices, and it describes how the firm operates for prospective and existing clients.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"What material change is noted in this version of the brochure?",{"text":118,"@type":114},"The firm is now registered in the state of Washington.",{"name":120,"@type":111,"acceptedAnswer":121},"What advisory services does Guide Financial Planning, LLC offer?",{"text":122,"@type":114},"The brochure describes ongoing financial planning and investment management services that are available to clients participating in its ongoing financial planning service.","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},203900,1788564794,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":140,"language":141,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":142,"faqs":143,"seo_title":144,"seo_description":67,"update_tm":130,"read_time":145},13056703020460,"https://ap-avatar.wpscdn.com/avatar/be000253dac470eee5d?_k=1778207105932848923","Item 1: Cover Page  \nGuide Financial Planning, LLC  \n3600 Lexington Ave N. Ste. 204  \nShoreview, MN 55126  \n651-461-2121  \n[www.guidefp.com](www.guidefp.com)  \nForm ADV Part 2A – Firm Brochure  \nDated: February 17, 2026  \nThis Brochure provides information about the qualifications and business practices of Guide Financial Planning, LLC, “GFP”. If you have any questions about the contents of this Brochure, please contact us at 651-461-2121. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority.  \nGuide Financial Planning, LLC is registered as an Investment Adviser. Registration of an Investment Adviser does not imply any level of skill or training.  \nAdditional information about GFP is available on the SEC’s website at www.adviserinfo.sec.gov which can be found using the firm’s identification number 170734.  \nItem 2: Material Changes  \nThe last annual update of this Brochure was filed on March 14, 2025, since the following changes have been made to this version of the disclosure brochure:  \n● GFP is now registered in the state of Washington.  \nFrom time to time, we may amend this Disclosure Brochure to reflect changes in our business practices, changes in regulations and routine annual updates as required by the securities regulators. This complete Disclosure Brochure or a Summary of Material Changes shall be provided to each Client annually and if a material change occurs in the business practices of GFP.  \nAt any time, you may view the current Disclosure Brochure on-line at the SEC’s Investment Adviser Public Disclosure website at [http://www.adviserinfo.sec.gov](http://www.adviserinfo.sec.gov) by searching for our firm name or by our CRD number 170734.  \nYou may also request a copy of this Disclosure Brochure at any time, by contacting us at 651-461-2121.  \nItem 3: Table of Contents  \nItem 1: Cover Page 1  \nItem 2: Material Changes 2  \nItem 3: Table of Contents 3  \nItem 4: Advisory Business 4  \nItem 5: Fees and Compensation 8  \nItem 6: Performance-Based Fees and Side-By-Side Management 12  \nItem 7: Types of Clients 12  \nItem 8: Methods of Analysis, Investment Strategies and Risk of Loss 13  \nItem 9: Disciplinary Information 16  \nItem 10: Other Financial Industry Activities and Affiliations 16  \nItem 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading 16  \nItem 12: Brokerage Practices 18  \nItem 13: Review of Accounts 21  \nItem 14: Client Referrals and Other Compensation 21  \nItem 15: Custody 21  \nItem 16: Investment Discretion 22  \nItem 17: Voting Client Securities 22  \nItem 18: Financial Information 22  \nItem 19: Requirements for State-Registered Advisers 23  \nForm ADV Part 2B – Brochure Supplement 25  \nForm ADV Part 2B – Brochure Supplement 29  \nForm ADV Part 2B – Brochure Supplement 33  \nItem 4: Advisory Business  \nDescription of Advisory Firm  \nGuide Financial Planning, LLC is registered as an Investment Adviser with the States of Minnesota, Virginia, Texas, Florida, California, Wisconsin, and Washington. We were founded in May of 2014 and became registered in June 1014. Benjamin Wacek is the principal owner of GFP. As of December 31, 2025, GFP reports $69,853,514 in discretionary and $0 in non-discretionary assets under management.  \nAs used in this brochure, the words “GFP”, \"we\", \"our firm\",“Advisor” and \"us\" refer to Guide Financial Planning, LLC and the words \"you\", \"your\" and \"Client\" refer to you as either a client or prospective client of our firm.  \nTypes of Advisory Services  \nOngoing Financial Planning  \nThis service involves working one-on-one with a planner on an ongoing basis. By paying a monthly/semi-annual retainer, clients get continuous access to a planner who will work with them to implement their plan. The planner will monitor the plan, recommend any changes and ensure the plan is up to date.  \nUpon desiring a comprehensive plan, a client will be taken through ","cbCaig2L6ObmVKRT","https://ap.wps.com/l/cbCaig2L6ObmVKRT","pdf",536469,36,"English","# Item 1: Cover Page\n# Item 2: Material Changes\n# Item 3: Table of Contents\n# Item 4: Advisory Business\n## Description of Advisory Firm\n## Types of Advisory Services\n### Ongoing Financial Planning\n### Investment Management Services","[{\"question\":\"What is the purpose of Guide Financial Planning, LLC’s Form ADV Part 2A brochure?\",\"answer\":\"It provides information about the firm’s qualifications and business practices, and it describes how the firm operates for prospective and existing clients.\"},{\"question\":\"What material change is noted in this version of the brochure?\",\"answer\":\"The firm is now registered in the state of Washington.\"},{\"question\":\"What advisory services does Guide Financial Planning, LLC offer?\",\"answer\":\"The brochure describes ongoing financial planning and investment management services that are available to clients participating in its ongoing financial planning service.\"}]","Guide Financial Planning, LLC - Form ADV Part 2A – Firm Brochure | PDF",91]