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The model removes land costs from mortgages, preserves affordability via a 99-year renewable ground lease, and limits resale to low- to moderate-income households. Up to 5 parcels will support rental housing for active-duty military families in the Pensacola MSA, with operations supported through ground lease fees and rental income.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/florida-senate-local-funding-initiative-request-fiscal-year-2025-2026-lfir-2996-community-land-trust-affordable-housing-in-nw-florida/268702/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/florida-senate-local-funding-initiative-request-fiscal-year-2025-2026-lfir-2996-community-land-trust-affordable-housing-in-nw-florida/268702.png","ImageObject",300,407,{"name":92,"@type":93},"Fez","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-29","2026-09-15",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",13,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"What is the project and who sponsors it under LFIR #2996?","Question",{"text":113,"@type":114},"The project is titled Community Land Trust: Affordable Housing in NW Florida, submitted as a Florida Senate Local Funding Initiative Request for Fiscal Year 2025-2026. The request document includes a section for the Senate sponsor, though it is not filled in within the provided text.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"How much state funding is requested for Fiscal Year 2025-2026 and what is it used for?",{"text":118,"@type":114},"The request asks for $943,000 in nonrecurring fixed capital outlay. Funds will be used to acquire 23 land parcels to develop high-quality, affordable homes under the Community Land Trust model.",{"name":120,"@type":111,"acceptedAnswer":121},"What affordability and housing mechanisms does the Community Land Trust use?",{"text":122,"@type":114},"Homeowners own their homes outright while the trust holds the land under a 99-year renewable ground lease. This removes land costs from mortgages and restricts resale to low- to moderate-income households to maintain long-term affordability.","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},268702,1789435178,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":24,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":130,"read_time":105,"preview_page_count":4},2336478940794,"https://ap-avatar.wpscdn.com/davatar_9964176cb1d06d4a9deccf72a44ae3dc","The Florida Senate Local Funding Initiative Request  \nFiscal Year 2025-2026  \nLFIR \\# 2996  \n1. Project Title Community Land Trust: Affordable Housing in NW Florida  \n2. Senate Sponsor  \n3. Date of Request  \n4. Project/Program Description  \nfunding to establish land bank, securing future opportunities for affordable homeownership for generations  \nFounded in 2022, the Northwest Florida Community Land Trust (CLT) offers a forward-thinking shared equity homeownership model that makes homeownership attainable for low-income households. Through the CLT model, homeowners own their homes outright, while the land is held by the trust under a 99-year renewable ground lease. This approach eliminates land costs from the mortgage, keeping homes affordable and ensuring they are resold only to low-to moderate-income households, creating a lasting supply of affordable housing. The CLT also provides affordable rental options to meet the pressing needs of active-duty military families in the Pensacola MSA. Northwest Florida CLT is seeking  \na .  \n5. State Agency to receive requested funds Department of Commerce State Agency contacted? No  \n6. Amount of the Nonrecurring Request for Fiscal Year 2025-2026  \n| Type of Funding | Amount |\n| --- | --- |\n| Operating | 0 |\n| Fixed Capital Outlay | 943,000 |\n| Total State Funds Requested | 943,000 |\n\n7. Total Project Cost for Fiscal Year 2025-2026 (including matching funds available for this project)  \n\n| Type of Funding | Amount | Percentage |\n| --- | --- | --- |\n| Total State Funds Requested (from question \\#6) | 943,000 | 53% |\n| Matching Funds |  |  |\n| Federal | 0 | 0% |\n| State (excluding the amount of this request) | 0 | 0% |\n| Local | 0 | 0% |\n| Other | 850,000 | 47% |\n| Total Project Costs for Fiscal Year 2025-2026 | 1,793,000 | 100% |\n\n8. Has this project previously received state funding? Yes If yes, provide the most recent instance:  \n| Fiscal Year (yyyy-yy) | Amount |  | Specific Appropriation \\# | Vetoed |\n| --- | --- | --- | --- | --- |\n|  | Recurring | Nonrecurring |  |  |\n| 2023-24 | 0 | 1,322,605 | HL178 | No |\n\n9. Is future-year funding likely to be requested? Yes  \na. If yes, indicate nonrecurring amount per year. 943,000  \nb. Describe the source of funding that can be used in lieu of state funding.  \nCash reserves or HUD programs with limited funding, such as SHOP or HOME.  \nThe Florida Senate Local Funding Initiative Request  \nFiscal Year 2025-2026  \nLFIR \\# 2996  \nComplete questions 10 and 11 for Fixed Capital Outlay Projects  \n10. Status of Construction  \na. What is the current phase of the project?  \n Planning  Design  Construction  N/A  \nb. Is the project \"shovel ready\" (i.e permitted)? Yes  \nc. What is the estimated start date of construction? 7/1/2025  \nd. What is the estimated completion date of construction? 6/30/2027  \ne. What funding stream will be used for ongoing operations and maintenance of the project?  \nOngoing operations and maintenance of the project will be funded through ground lease fees from homeowners, rental income from designated units, and contributions from community partners, grants, and philanthropic support to ensure the long-term sustainability of the Community Land Trust.  \n11. List the owners of the facility to receive, directly or indirectly, any fixed capital outlay funding. Include the relationship between the owners of the facility and the entity.  \nNorthwest Florida Community Land Trust is both the facility owner and entity.  \n12. Details on how the requested state funds will be expended  \n\n| Spending Category | Description | Amount |\n| --- | --- | --- |\n| Administrative Costs: |  |  |\n| Executive Director/Project Head Salary and Benefits |  | 0 |\n| Other Salary and Benefits |  | 0 |\n| Expense/Equipment/Travel/Supplies/ Other |  | 0 |\n| Consultants/Contracted\u003Cbr>Services/Study |  | 0 |\n| Operational Costs |  |  |\n| Salary and Benefits |  | 0 |\n| Expense/Equipment/Travel/Supplies/ Other |  | 0 |\n| Consultants/Contracted\u003Cbr>Services/Study |  | 0","cbCaimGg6MgjDOFt","https://ap.wps.com/l/cbCaimGg6MgjDOFt","pdf",281450,"English","# Project Title\n## Project/Program Description\n# Funding Request\n## Amount of the Nonrecurring Request\n## Total Project Cost\n# Prior and Future Funding\n## Previous State Funding\n## Future-Year Funding Likelihood\n# Construction Status and Timeline\n## Current Phase\n## Shovel Ready and Dates\n# Ownership and Expenditure Plan\n## Owners of the Facility\n## Details on State Funds Expenditure\n# Program Performance\n## Purpose and Goals\n## Direct Services and Target Population","[{\"question\":\"What is the project and who sponsors it under LFIR #2996?\",\"answer\":\"The project is titled Community Land Trust: Affordable Housing in NW Florida, submitted as a Florida Senate Local Funding Initiative Request for Fiscal Year 2025-2026. The request document includes a section for the Senate sponsor, though it is not filled in within the provided text.\"},{\"question\":\"How much state funding is requested for Fiscal Year 2025-2026 and what is it used for?\",\"answer\":\"The request asks for $943,000 in nonrecurring fixed capital outlay. Funds will be used to acquire 23 land parcels to develop high-quality, affordable homes under the Community Land Trust model.\"},{\"question\":\"What affordability and housing mechanisms does the Community Land Trust use?\",\"answer\":\"Homeowners own their homes outright while the trust holds the land under a 99-year renewable ground lease. This removes land costs from mortgages and restricts resale to low- to moderate-income households to maintain long-term affordability.\"}]","Florida Senate Local Funding Initiative Request - Fiscal Year 2025-2026 - LFIR # 2996 - Community Land Trust: Affordable Housing in NW Florida | PDF"]