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It analyzes mobility patterns across the population, links income levels to education attainment and age trends, and frames job hunting around self-assessed skills and education credentials. The issue further reviews consumer credit dynamics, including installment credit changes and repayment behavior, and presents balance sheet snapshots with asset-debt ratios and net worth. Personal income developments are quantified using factors like social security and military pay adjustments.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/finance-facts-the-mobile-population-income-and-education-job-talents-for-sale-consumer-credit-consumer-balance-sheet-personal-income/325713/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/finance-facts-the-mobile-population-income-and-education-job-talents-for-sale-consumer-credit-consumer-balance-sheet-personal-income/325713.png","ImageObject",300,407,{"name":92,"@type":93},"Miles","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-27","2026-09-21",true,{"@type":102,"interactionType":103,"userInteractionCount":34},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"How does the publication describe U.S. population mobility around March 1964?","Question",{"text":112,"@type":113},"It reports that 20% of the U.S. population moved during the year before March 1964, totaling 36.3 million living at a different U.S. address and about 0.9 million living abroad one year earlier.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"What relationship does the document state between education and income?",{"text":117,"@type":113},"It indicates that less education corresponds to lower earnings and earlier declines, giving median income figures for different education levels and showing income dropping with age and retirement.",{"name":119,"@type":110,"acceptedAnswer":120},"What does the issue report about consumer credit and repayment in August (after seasonal adjustment)?",{"text":121,"@type":113},"It says expansion in consumer instalment credit slackened to $609 million in August versus $666 million in July, with automobile and durable-goods extensions maintained while repayment rates accelerated, and personal-loan collections slackened somewhat.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},325713,1790497351,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":34,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":19,"language":139,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":140,"faqs":141,"seo_title":142,"seo_description":67,"update_tm":143,"read_time":52,"preview_page_count":4},13056703019404,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","# FINANCE FACTS\n\nA Monthly Publication on Consumer Financial Behavior  \nAny or all the material in this publication may he quoted or reproduced.  \nNOVEMBER 1965  \n## THE MOBILE POPULATION\n\nTwenty per cent of the U.S.population moved during the year precedingMarch 1964.Of the 185.3 million persons one year old and overliving in the U.S.in March 1964,36.3 million had been living at adifferent address in the U.S.a year previously,and about 0.9 millionhad been living abroad.  \nMen are slightly more mobile than women and the peak mobility rateoccurs among persons in their early twenties according to Census Bu-reau surveys.In most recent survey,the unemployed had highermobility rates than the employed,and men with incomes of less than  \n$5,000 had higher rates than those with incomes of $5,000 or more.  \nUneven geographie distribution of job opportunities for professionalworkers provides a stimulus to higher migration rates for these work-ers(and college graduates generally).  \nAmong broad occupational groups,largest proportion of men employedas manual workers move and smallest proportion of farm workers.For moves from one state to another,white collar workers have highestpercentage.  \n## INCOME AND EDUCATION\n\nMedian income in 1964 for all families whose head was 25 years of ageor over was $6,732.If head of family had completed high school,themedian income was $7,398;if he had completed 1 to 3 years of highschool-$6,441;if he had completed 8 years of elementary school-  \n$5,303;less than 8 years of schooling-$3,691.  \nLess education on the average,the lower maximum earnings and earlierin life income starts to decline.Money income generally tends toreach a peak for those 45 to 54 years of age,drop slightly between 55and 64,and with retirement drop off considerably.However,for thefamilies whose head had less than 8 years schooling,median income in1964 was $4,733 for those in 35 to 44 year age group,dropped to $4,656in the 45 to 54 year age group,to $4,197 in the 55 to 64 year agegroup,and to $2,688 for those over 65 years of age.  \n## JOB TALENTS FOR SALE?\n\nBefore you start that job hunt,ask yourself:“What skills do I have?”\"What does my education qualify me for?\"“What kind of job do I  \nwant?”This is Step Number One in looking for a job,says the booklet,Merchandising Your Job Talents,recently published by the Bureau ofEmployment Security of the U.S.Department of Labor.A limitedsupply of free copies is available from the Bureau of EmploymentSecurity,U.S.Department of Labor,Washington,D.C.,20210.  \n## CONSUMR CREDIT\n\nExpansion in consumer instalment credit slackened in August to $609million after seasonal adjustment,compared with an increase of $666million in July.The August figure was about the same as in Junebut considerably below the increase in any other month this year.  \nFlow of instalment credit extensions for automobiles and other consumerdurable goods was well maintained in August,especially at financialinstitutions,while the rate of repayment was accelerated.Collectionson personal loans,by contrast,slackened somewhat during the month.  \nCharge account balances declined-paralleling the movement of instal-ment credit at department stores.Increases in single-payment loansand service credit continued the trend of other recent months.  \nTotal consumer credit outstanding at the end of August amounted tonearly $81.5 billion,of which $17.1 billion was noninstalment.In-stalment credit of $64.4 billion consisted of $27.5 billion in auto credit,$15.7 billion for other consumer goods,$17.6 billion in personal loans,and $3.6 billion in repair and modernization loans.  \n## CONSUMER BALANCE SHEET\n\nAsset and debt position of American consumer at end June 1965 showed  \n20.8 to 1 asset-to-debt ratio of all assets and debts excluding thoseinvolving homeownership where ratio was 2.7 to 1.Ratio of all assetsto debts was 8.0 to 1.Owner's equity stood at 87.5%of consumer assetson June 30,1965.  \nCurrent assets were $1,404 billion with $250 billion ","cbCaisgyCq9sucFl","https://ap.wps.com/l/cbCaisgyCq9sucFl","pdf",1297823,"English","# THE MOBILE POPULATION\n# INCOME AND EDUCATION\n# JOB TALENTS FOR SALE?\n# CONSUMR CREDIT\n# CONSUMER BALANCE SHEET\n# PERSONAL INCOME","[{\"question\":\"How does the publication describe U.S. population mobility around March 1964?\",\"answer\":\"It reports that 20% of the U.S. population moved during the year before March 1964, totaling 36.3 million living at a different U.S. address and about 0.9 million living abroad one year earlier.\"},{\"question\":\"What relationship does the document state between education and income?\",\"answer\":\"It indicates that less education corresponds to lower earnings and earlier declines, giving median income figures for different education levels and showing income dropping with age and retirement.\"},{\"question\":\"What does the issue report about consumer credit and repayment in August (after seasonal adjustment)?\",\"answer\":\"It says expansion in consumer instalment credit slackened to $609 million in August versus $666 million in July, with automobile and durable-goods extensions maintained while repayment rates accelerated, and personal-loan collections slackened somewhat.\"}]","FINANCE FACTS - THE MOBILE POPULATION - Income and Education - Job Talents for Sale? - Consumer Credit - Consumer Balance Sheet - Personal Income | PDF",1789971218]