[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-0-en-105":3,"doc-seo-326023-105":59,"doc-detail-326023-en":131},{"code":4,"msg":5,"data":6},0,"success",[7,13,18,23,28,33,38,43,48,51,55],{"id":8,"doc_module":4,"doc_module_name":9,"category_name":10,"show_sort_weight":11,"slug":12},1,"Document","Story & Novel",90,"story-novel",{"id":14,"doc_module":4,"doc_module_name":9,"category_name":15,"show_sort_weight":16,"slug":17},2,"Literature",80,"literature",{"id":19,"doc_module":4,"doc_module_name":9,"category_name":20,"show_sort_weight":21,"slug":22},4,"Exam",70,"exam",{"id":24,"doc_module":4,"doc_module_name":9,"category_name":25,"show_sort_weight":26,"slug":27},5,"Comic",60,"comic",{"id":29,"doc_module":4,"doc_module_name":9,"category_name":30,"show_sort_weight":31,"slug":32},6,"Technology",50,"technology",{"id":34,"doc_module":4,"doc_module_name":9,"category_name":35,"show_sort_weight":36,"slug":37},7,"Healthcare",40,"healthcare",{"id":39,"doc_module":4,"doc_module_name":9,"category_name":40,"show_sort_weight":41,"slug":42},8,"Research & Report",30,"research-report",{"id":44,"doc_module":4,"doc_module_name":9,"category_name":45,"show_sort_weight":46,"slug":47},9,"Religion & Spirituality",20,"religion-spirituality",{"id":46,"doc_module":4,"doc_module_name":9,"category_name":49,"show_sort_weight":46,"slug":50},"World Cup","world-cup",{"id":52,"doc_module":4,"doc_module_name":9,"category_name":53,"show_sort_weight":52,"slug":54},10,"Lifestyle","lifestyle",{"id":56,"doc_module":4,"doc_module_name":9,"category_name":57,"show_sort_weight":24,"slug":58},19,"General","general",{"code":4,"msg":60,"data":61},"ok",{"site_id":62,"language":63,"slug":64,"title":65,"keywords":66,"description":67,"schema_data":68,"social_meta":124,"head_meta":126,"extra_data":128,"updated_unix":130},105,"en","finance-facts-november-1967-monthly-publication","FINANCE FACTS - NOVEMBER 1967 - Monthly Publication","","A monthly consumer finance newsletter from November 1967 examining moonlighting and the economic pressures behind multiple jobholding. It reports survey-based participation rates and contrasts reasons including additional income needs, higher living standards, and adjustment after income or expense changes. The publication also analyzes family income distributions, discretionary purchasing power, consumer balance-sheet ratios of assets to debts, and key national economic indicators including GDP and spending trends.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/finance-facts-november-1967-monthly-publication/326023/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/finance-facts-november-1967-monthly-publication/326023.png","ImageObject",300,407,{"name":92,"@type":93},"Clementine","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-31","2026-09-21",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",13,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"What is the main driver of moonlighting according to the report?","Question",{"text":113,"@type":114},"The report states that primary reasons for moonlighting are economic, including needing or believing additional income is necessary.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"How does family income vary across income bands in 1966?",{"text":118,"@type":114},"The publication estimates 14% of families received under $3,000, nearly 14% received $3,000-$5,000, 18% received $5,000-$7,000, 24% received $7,000-$10,000, and 30% received $10,000 or more.",{"name":120,"@type":111,"acceptedAnswer":121},"What does the consumer balance sheet section say about assets and liabilities in June 1967?",{"text":122,"@type":114},"It reports an asset-to-debt ratio of 7.3 to 1 overall, owner’s equity at 86.4% of consumer assets on June 30, 1967, and net worth of about $1,969 billion at end June.","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},326023,1790377574,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":19,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":52,"preview_page_count":4},1374391974564,"https://ap-avatar.wpscdn.com/avatar/14000253aa45c000a9e?x-image-process=image/resize,m_fixed,w_180,h_180&k=1779874745381141002","# FINANCE FACTS\n\nA Monthly Publication on Consumer Financial Behaoior  \nAny or all he materal in tha publicaton may be quoted or reproduced.  \nNOVEMBER 1967  \n# THE MOONLIGHTERS\n\nTypical moonlighter is a comparatively young married man with chil-dren who has a full-time primary job and moonlights about 13 hours aweek at a different line of work.Teachers,policemen,firemen,postalworkers,and farmers are most likely to moonlight.According to latestsurvey,in May 1966 there were 3.6 million,or about 5%of all employedpersons,who held two or more jobs.  \nPrimary reasons for moonlighting are economic.Many moonlightersneed,or believe they need,additional income.For some,a secondjob is a necessity.A second job enables others to live at a higherstandard.For still others,a second job may be an attempt to maintaina standard of living after a sudden increase in expenses or decline inearnings on the primary job.  \nClose association between multiple jobholding and earnings is mostevident from the data for married men 25 to 54 years old,the groupfor whom family financial responsibilities are usually the greatest.Among these men,the moonlighting rate for those earning less than$60 a week was 12.5%,more than twice as high as the 5.3%for menearning $200 or more a week.  \nFinancial pressure is not the only reason why workers moonlight.Someworkers want to continue their regular wage or salary job but trytheir hand at working for themselves on a part-time basis.Others areinterested in another line of work and experiment with a second job.  \n## FAMILY INCOME\n\nMedian income of families before payment of taxes in 1966 was about  \n$7,436,a gain of about $479,or 7%,over the 1965 figure,as revised bythe Census Bureau.Since consumer prices also rose during this period,the gain in real purchasing power,however,was approximately 4%.  \nAn estimated 7.0 million families,or 14%,of the 48.9 million families inthe Nation received money incomes under $3,000 in 1966.About 6.8million,or nearly 14%,received incomes between $3,000 and $5,000last year;8.7 million,or 18%,had incomes between $5,000 and $7,000;and 11.9 million,or 24%,had incomes between $7,000 and $10,000.The remaining 14.5 million families,or 30%,are estimated to have re-ceived incomes of $10,000 or more.  \n## DISCRETIONARY PURCHASING POWER\n\nAmerican consumers had $233 billion in discretionary purchasing powerin second quarter of 1967(seasonally adjusted at an annual rate).Discretionary purchasing power as estimated by the National Indus-trial Conference Board is dollar amount that measures the Americanconsumers'ability to exercise independent choice as to spending orsaving.From aggregate consumer purchasing power(income pluscredit)deductions are made for contractual savings(payments to in-surance and pension funds),essential outlays(for example,food,clothing,transportation and medical expenses),and fixed commit-ments(for example,home mortgage or rent payments,and interestpayments)to arrive at discretionary purchasing power.  \nAggregate consumer purchasing power in second quarter 1967 was atannual rate of $567 billion.Of this amount,discretionary purchasingpower was estimated at $233 billion(41%)of which discretionarysaving comprised $35 billion and discretionary spending $198 billion.  \nDiscretionary saving climbed sharply in first and second quarter 1967.Saving at commercial banks and savings institutions reached a recordrate of almost $41 billion in second quarter,but saving in the formof government bonds and corporate stock was reduced.  \n## CONSUMER BALANCE SHEET\n\nAsset and debt position of American consumer at end June 1967 showed  \n18.4 to 1 asset-to-debt ratio of all assets and debts excluding thoseinvolving homeownership where ratio was 2.5 to 1.Ratio of all assetsto debts was 7.3 to 1.Owner's equity stood at 86.4%of consumerassets on June 30,1967.  \nCurrent assets were $1,436 billion with $290 billion in currency andbank deposits,$129 billion in savings shares,$290 billion in insur-ance and pens","cbCaiuz2AVemPe8D","https://ap.wps.com/l/cbCaiuz2AVemPe8D","pdf",1266799,"English","# THE MOONLIGHTERS\n## FAMILY INCOME\n## DISCRETIONARY PURCHASING POWER\n## CONSUMER BALANCE SHEET\n## EMPLOYMENT","[{\"question\":\"What is the main driver of moonlighting according to the report?\",\"answer\":\"The report states that primary reasons for moonlighting are economic, including needing or believing additional income is necessary.\"},{\"question\":\"How does family income vary across income bands in 1966?\",\"answer\":\"The publication estimates 14% of families received under $3,000, nearly 14% received $3,000-$5,000, 18% received $5,000-$7,000, 24% received $7,000-$10,000, and 30% received $10,000 or more.\"},{\"question\":\"What does the consumer balance sheet section say about assets and liabilities in June 1967?\",\"answer\":\"It reports an asset-to-debt ratio of 7.3 to 1 overall, owner’s equity at 86.4% of consumer assets on June 30, 1967, and net worth of about $1,969 billion at end June.\"}]","FINANCE FACTS - NOVEMBER 1967 - Monthly Publication | PDF",1789972003]