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It also covers capital spending plans for nonfarm businesses, budgets for a retired couple and how transportation, fuels, and utilities drive costs, consumer installment credit by type and institution, employment conditions in December 1980, and existing home sales amid high mortgage rates.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/document/","Document",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/document/research-report/","Research & 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estimated consumer assets, liabilities, and net worth as of Sept. 30, 1980?","Question",{"text":63,"@type":64},"Total assets were estimated at $7,164.6 billion, liabilities at $1,361.2 billion, leaving net worth of $5,803.4 billion.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How did U.S. nonfarm businesses plan to increase capital spending in 1981?",{"text":68,"@type":64},"Planned capital spending was set to rise 5.3% in the first quarter of 1981 and 4.3% in the second quarter.",{"name":70,"@type":61,"acceptedAnswer":71},"Why were existing single-family home sales declining in November?",{"text":72,"@type":64},"Sales continued to decline due to rising mortgage interest rates exceeding 15%, reducing affordability and curbing resale 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in this publication may be quoted or reproduced.  \nFEBRUARY 1981  \n## CONSUMER BALANCE SHEET\n\nTotal assets of consumer are estimated at $7,164.6 billion as of Septem-ber 30,1980.At the same time,consumers had liabilities of $1,361.2billion leaving them a net worth of$5,803.4 billion.Allestimates based onrevised figures released recently going back several years.  \nCurrent(financial)assets were estimated at $4,071.6 billion.Fixed assetsincluded $2,200.5 billion in owner-occupied housing and land,and $892.5billion as the value of durable goods for a total of $3,093.0 billion.Currentliabilities stood at $454.4 billion and fixed liabilities of mortgage debt at$906.8 billion to bring total liabilities to $1,361.2 billion.  \nAsset and debt position of the American consumer at end of third quarter1980 showed 10.9 to l asset-to-debt ratio of all assets and debts excludingthose involving homeownership where the ratio was 2.4 to 1.The ratio ofall assets to all debts was 5.3 to 1.Owners'equity stood at 81.0%ofconsumer assets at end of third quarter 1980.  \n## CAPITAL SPENDING\n\nU.S.nonfarm business plans to increase capital spending 5.3%in firstquarter 1981 and 4.3%in second quarter,Commerce Department re-ported.Survey conducted in October and November showed plannedspending at seasonally adjusted annual rate of $317.2 billion in first half ofyear;representing 7.3%increase from second half 1980,compared withincrease of 0.8%from first half of 1980 to second half.  \n## RETIRED COUPLE BUDGETS\n\nIn autumn 1979,three hypothetical budgets for a retired couple totaled  \n$6,023 at lower level,$8,562 at intermediate level and $12,669 at thehigher level.From autumn 1978 to autumn 1979 total cost of lower budgetrose 9.2%,intermediate budget rose 9.1%and higher level 9.3%.Alllevels reflected large increases in transportation,approximately 17%forlower and intermediate budgets and 18%for higher budget.Automobileownership is greater among those in higher budget and thus privatetransportation effected that level to greater degree.  \nLarge increases in fuels and utilities had greatest impact on housing costsin lower budget (9%),because those items constitute larger share ofhousing at that level.Income taxes are not included and medical carecosts contain estimates for out-of-pocket costs for Medicare.  \nFINANCE FACTS  \nFEBRUARY 1981  \n## CONSUMER INSTALLMENT CREDIT\n\nTotal consumer installment credit at end of November 1980 was $308.1billion.Of this amount $116.5 billion was outstanding in automobilecredit,$55.3 billion in revolving credit,$17.3 billion in mobile homecredit and $118.9 billion in all other credit (consisting of other consumergoods and personal loans).  \nDuring November 1980,tota installment credit outstanding increased by  \n$0.8 billion-automobile credit decreased by $0.1 billion,revolving creditup $0.7 billion,mobile home credit up slightly and all other up $0.2billion.  \nNet change over month by institution was decrease of $748 million forcommercial banks,made up of decreases in automobile($502 million),mobile home($50 million)and all other($225 million),and increase inrevolving($29 million).Finance companies increased $705 million,madeup of increases in automobile($320 million),mobile home($45 million),personal loans($281 million)and other consumer goods($59 million).Credit unions increased just under $0.1 billion.Gasoline companiesdeclined just under $0.1 billion.Retailers increased $0.8 billion,andsavings and loans $0.1 billion.  \nNet increase in installment credit outstanding by type since endNovember 1979 amounted to $0.7 billion.Revolving credit increased $2.0billion,mobile home credit $0.5 billion,and automobile credit $0.4billion.All other credit declined $2.2 billion.  \nNet change by institution over year was increase of $8.5 billion for financecompanies,$0.7 billion for retailers,$1.4 billion for savings and loans,  \n$0.9 billion for ga","cbCaicSTcDSs6Sh7","https://ap.wps.com/l/cbCaicSTcDSs6Sh7","pdf",1199452,"English","# CONSUMER BALANCE SHEET\n# CAPITAL SPENDING\n# RETIRED COUPLE BUDGETS\n# CONSUMER INSTALLMENT CREDIT\n# EMPLOYMENT SITUATION\n# EXISTING HOME SALES","[{\"question\":\"What were the estimated consumer assets, liabilities, and net worth as of Sept. 30, 1980?\",\"answer\":\"Total assets were estimated at $7,164.6 billion, liabilities at $1,361.2 billion, leaving net worth of $5,803.4 billion.\"},{\"question\":\"How did U.S. nonfarm businesses plan to increase capital spending in 1981?\",\"answer\":\"Planned capital spending was set to rise 5.3% in the first quarter of 1981 and 4.3% in the second quarter.\"},{\"question\":\"Why were existing single-family home sales declining in November?\",\"answer\":\"Sales continued to decline due to rising mortgage interest rates exceeding 15%, reducing affordability and curbing resale activity.\"}]","FINANCE FACTS - February 1981 - Consumer Financial Behavior Monthly Publication | PDF",1789971045,13]