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These questions will not be scored and the time taken to answer them will not count against examination time. The administration of such non-scored experimental questions is an essential step in developing future licensing examinations.  \nCONTENT OUTLINES  \nUse the outline as a guide for pre-examination review course material. The outlines list the topics that are on the examination and the number of questions for each topic. Do not schedule your examination until you are familiar with the topics in the outline  \nSALESPERSON/BROKER EXAMINATION  \nUNIFORM (GENERAL) PORTION  \n1. Classes of Property  \na. Real versus Personal Property  \nb. Defining Fixtures  \n2. Land Characteristics and Legal Descriptions  \na. Physical Characteristics of Land  \nb. Economic Characteristics of Land  \nc. Types of Legal Property Descriptions  \nd. Usage of Legal Property Descriptions  \n3. Encumbrances  \na. Liens (Types and Priority)  \nb. Easements and Licenses  \nc. Encroachments  \n4. Types of Ownership  \na. Types of Estates  \nb. Forms of Ownership  \nc. Leaseholds  \nd. Common Interest Properties  \ne. Bundle of Rights  \n5. Physical Descriptions of Property  \na. Land and Building Area  \nb. Basic Construction Types and Materials  \nLand Use Controls and Regulations (Salesperson 5 Items, Broker 5 Items)  \n1. Government Rights in Land  \na. Property Taxes and Special Assessments  \nb. Eminent Domain, Condemnation, Escheat  \nc. Police Power  \n2. Public Controls Based in Police Power  \na. Zoning and Master Plans  \nb. Building Codes  \nc. Environmental Impact Reports  \nd. Regulation of special land types (floodplain, coastal, etc.)  \n3. Regulation of Environmental Hazards  \na. Abatement, mitigation and cleanup requirements  \nb. Contamination levels and restrictions on sale or development of contaminated property  \nc. Types of hazards and potential for agent or seller liability.  \n4. Private Controls  \na. Deed Conditions or Restrictions  \nb. Covenants (CC&Rs)  \nc. HOA Regulations  \nValuation and Market Analysis (Salesperson 8 Items, Broker 7 Items)  \n1. Value  \na. Market Value and Market Price  \nb. Characteristics of Value  \nc. Principles of Value  \nd. Market Cycles and other Factors Affecting Property Value  \n2. Methods of Estimating Value/Appraisal Process  \na. Market or Sales Comparison Approach  \nb. Replacement Cost or Summation Approach  \nc. Income Approach  \nd. Basic Appraisal Terminology (Replacement versus Reproduction Cost, Reconciliation, Depreciation, Kinds of Obsolescence)  \n3. Competitive/Comparative Market Analysis (CMA)  \na. Selecting and Adjusting Comparables  \nb. Factors to Consider in a CMA  \nc. Contrast CMA, Broker Opinion of Value (BOV), Appraisal  \n WWW. PSIEXAMS.COM 6  \nd. Price/Square Foot  \ne. Gross Rent and Gross Income Multipliers  \n4. When Appraisal by Certified Appraiser is Required  \n1. General Concepts  \na. LTV Ratios, Points, Origination Fees, Discounts, Broker Commissions  \nb. Mortgage Insurance (PMI)  \nc. Lender Requirements, Equity, Qualifying Buyers, Loan Application Procedures  \n2. Types of Loans  \na. Term or Straight Loans  \nb. Amortized and Partially Amortized (Balloon) Loans  \nc. Adjustable Rate Loans (ARMS)  \nd. Conventional versus Insured  \ne. Reverse mortgages; equity loans; subprime and other nonconforming loans  \n3. Sources of Loan Money  \na. Seller/Ow","cbCaipQFa4cO5FU9","https://ap.wps.com/l/cbCaipQFa4cO5FU9","pdf",50296,"English","# Examination Summary Table\n## Pretest Items\n## Content Outlines\n# Salesperson/Broker Examination\n## Uniform (General) Portion\n## Land Use Controls and Regulations\n## Valuation and Market Analysis\n## Appraisal and Certified Appraiser Requirement\n## Types of Financing and Credit Laws\n## Mortgage Fraud and Predatory Lending\n## Laws and Definitions of Agency Relationships\n## Creation and Disclosure of Agency\n## Responsibilities of Agents and Termination\n# Mandated Disclosures","[{\"question\":\"What are pretest items, and how are they handled during the exam?\",\"answer\":\"A small number of five to ten pretest questions may be administered. They are not scored and the time to answer them does not count against the examination time.\"},{\"question\":\"How are the Salesperson and Broker examination portions organized?\",\"answer\":\"The Salesperson and Broker exams include a Uniform (General) portion, a State portion, and a Combo (both portions) option. Each portion has specified item counts and time limits.\"},{\"question\":\"What main topics are covered in the uniform/general portion?\",\"answer\":\"Topics include classes of property, land characteristics and legal descriptions, encumbrances, types of ownership, and physical descriptions of property, along with related land-use and regulatory controls.\"}]","EXAMINATION SUMMARY TABLE - Pretest Items - Content Outlines - Salesperson/Broker Examination | PDF",1790416829]