[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-109336-en":3,"doc-seo-109336-105":31,"detail-sidebar-cat-0-en-105":92},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":21,"is_downloadable":21,"audit_status":21,"page_count":22,"language":23,"language_code":24,"site_id":25,"html_lang":24,"table_of_contents":26,"faqs":27,"seo_title":28,"seo_description":14,"update_tm":29,"read_time":30},109336,4810365810221,"Aurora","https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d",8,"Research & Report","Eswatini - Financial Sector Assessment - February 2025","A World Bank FSAP mission visited the Kingdom of Eswatini from October 15–28, 2024 to assess financial sector development and identify challenges and opportunities. The assessment summarizes key mission findings, highlights financial sector vulnerabilities across structure, conditions, depth, and market infrastructure, and reviews oversight and supervision of banks and non-bank credit providers. It also addresses consumer protection, market conduct, financial integrity, long-term finance, and access to finance for households and MSMEs, providing policy recommendations.","Public Disclosure Authorized Public Disclosure Authorized  \nKINGDOM OF ESWATINI  \nFINANCIAL SECTOR ASSESSMENT  \nFebruary 2025  \nPrepared By  \nFinance, Competitiveness, and Investment Department and  \nAfrica Regional Vice Presidency  \nA World Bank mission visited Eswatini from October 15-28 to conduct a Financial Sector Assessment Program (FSAP) . This report summarizes the main findings of the mission, identifies key financial sector vulnerabilities, and provides policy recommendations.  \nCONTENTS  \nPreface ......................................................................................................................................................................................... 3  \nAcronyms .................................................................................................................................................................................... 4  \nExecutive Summary ................................................................................................................................................................. 5  \nMacrofinancial Context........................................................................................................................................................ 11  \nA. Macro-financial Setting............................................................................................................................................. 11  \nB. Financial Sector Structure......................................................................................................................................... 12  \nC. Financial Sector Conditions and Vulnerabilities ..............................................................................................15  \nD. Financial Markets Infrastructure ............................................................................................................................ 17  \nE. Financial Sector Depth ............................................................................................................................................... 18  \nAccess to Financial Services for Households....................................................................................................... 19  \nAccess to Finance for Micro, small, and medium-sized enterprises (MSMEs) .........................................22  \nFinancial Sector Oversight Framework ..........................................................................................................................24  \nA. Prudential oversight of banks ................................................................................................................................25  \nB. Prudential oversight of non-bank financial institutions ...............................................................................27  \nC. Market conduct oversight........................................................................................................................................29  \nD. Financial Integrity........................................................................................................................................................31  \nPriorities for Financial Sector development.................................................................................................................31  \nA. Financial consumer protection...............................................................................................................................31  \nB. MS ME access to finance ...........................................................................................................................................33  \nC. Long-term finance ......................................................................................................................................................37  \nPREFACE  \nA World Bank team visited Eswatini during October 15-28 to conduct an assessment under the Financial Sector Assessment Program (FS","cbCaipPY8KMJomUu","https://ap.wps.com/l/cbCaipPY8KMJomUu","pdf",988664,4,1,43,"English","en",105,"# Executive Summary\n## Macrofinancial Context\n## Access to Financial Services for Households\n## Access to Finance for Micro, small, and medium-sized enterprises (MSMEs)\n## Financial Sector Oversight Framework\n## Priorities for Financial Sector development","[{\"question\":\"What is the purpose of the Financial Sector Assessment Program (FSAP) in Eswatini?\",\"answer\":\"The FSAP mission was conducted to assess financial sector development, identify vulnerabilities, and provide policy recommendations based on key findings.\"},{\"question\":\"Which areas of the financial sector were assessed during the mission?\",\"answer\":\"The assessment covered macro-financial context, sector structure and conditions, financial market infrastructure, financial sector depth, and access to finance for households and MSMEs.\"},{\"question\":\"What oversight topics are included in the financial sector oversight framework?\",\"answer\":\"The framework reviews prudential oversight of banks and non-bank financial institutions, market conduct oversight, and financial integrity, along with related issues such as consumer protection and long-term finance.\"}]","Eswatini - 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