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The rules specify entry limits by monthly, quarterly, and annual prize drawings, timing for deposits and entry recording, and the conduct of central and credit union prize drawings. Winners are notified by phone, email, or mail, prizes are deposited to the winning member’s account, and non-transferability and IRS 1099-MISC reporting apply for qualifying winnings.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/elga-credit-union-save-to-win-official-account-and-prize-entry-rules-2023/648097/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/elga-credit-union-save-to-win-official-account-and-prize-entry-rules-2023/648097.png","ImageObject",300,407,{"name":92,"@type":93},"Cart","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-30","2026-10-23",true,{"@type":102,"interactionType":103,"userInteractionCount":8},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"Who is eligible to enter the Save to Win raffle?","Question",{"text":112,"@type":113},"Eligibility is limited to natural persons who are ELGA Credit Union members, at least 18 years old, residents of a state where Prize Linked Savings is permitted, and who maintain a regular share account in good standing. Officers, directors, and employees of participating credit unions are not eligible.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"How are raffle entries calculated for the promotion?",{"text":117,"@type":113},"Entries are issued automatically based on increases in the monthly balance of the Qualifying Save To Win account at month’s end. Entry caps apply for monthly prize drawings (up to 100 entries per month) and for quarterly and annual drawings.",{"name":119,"@type":110,"acceptedAnswer":120},"When and how are winners notified and how are prizes delivered?",{"text":121,"@type":113},"Central drawings and credit union drawings are conducted within specified timeframes after each period ends. Winners are notified via telephone, email, or standard U.S. mail, and cash prizes are deposited into the winning member’s traditional share account or qualified Save To Win account. 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The following Official Account and Prize Entry Rules (“Official Rules”) apply to all Raffle participants. Who May Enter: The Raffle is open to all natural persons who, at the time of entry (a) are Credit Union members,(b) at least 18 years of age,(c) are residents of a state in which Prize Linked Savings is permitted, and (d) who maintain a regular share account in good standing with the Credit Union (“Eligible Members”) . Where permissible under applicable state law a Trust may also be considered an Eligible Member for purposes of the Raffle. Officers, directors and employees of the participating Credit Union are not eligible to participate in the Raffle. Some states may impose other eligibility requirements. Where applicable state law imposes other eligibility requirements, those eligibility requirements will control. Entries received from persons who do not meet the requirements of an Eligible Member will not be included in the Raffle.\u003Cbr>Qualifying Save To Win Account: The Credit Union will establish a Qualifying Save To Win Account (“Qualifying Account”) . A Qualifying Account may be either a share savings, share certificate or certificate of deposit depending on the account structure and offerings of the Credit Union, as determined by the Credit Union in its sole discretion. Rates and other terms and conditions of a Qualifying Account may vary among participating credit unions. Please refer to your credit union’s account disclosures for account details, any account limitations and/or applicable fees. For Washington residents only, Eligible Qualifying Share Accounts are those that are opened in a branch, by mail, by phone or by remote registration.\u003Cbr>How to Enter: To participate in the Raffle, Eligible Members must open a Qualifying Save To Win Account with the participating Credit Union during the Raffle Period (“Participating Member”) . Refer to your Credit Union’s account disclosures for any account details, account limitations and/or applicable fees.\u003Cbr>How Raffle Entries work: Participating Members will receive Raffle entries automatically based upon the following:\u003Cbr>􀁸 One (1) entry for every $25 increase in the monthly balance of the Qualifying Save To Win account at month’s end.\u003Cbr>􀁸 A maximum of one hundred (100) entries per month per Participating Member for the monthly Prize Drawings.\u003Cbr>􀁸 A maximum of three hundred (300) entries for each quarterly Prize Drawing.\u003Cbr>􀁸 A maximum of twelve hundred (1200) entries for each annual Prize Drawing (if applicable) .\u003Cbr>Automatic entries will be recorded by the Credit Union once the balance is calculated at month-end processing. If you qualify to open an account at different participating credit unions, you may open a Save To Win account at each credit union. You will earn entries at each institution independent of the other and subject to each individual credit union’s rules, regulations and discretion. Qualifying deposits must be received and posted by the Credit Union by midnight Eastern Time on the last day of each month. Automatic entries are eligible to win only during the drawing period in which they were submitted. Other than making deposits as described in these Official Rules, no other action, and no other purchase or other consideration is required for an entry into a prize drawing.\u003Cbr>Drawings:\u003Cbr>􀁸 Central Prize Drawings: National and State-Wide Drawings will be conducted monthly, quarterly and/or annually during the Raffle Period.\u003Cbr>􀁸 Credit Union Prize Drawings: In addition to the Central Prize Drawings, the Credit Union will conduct its own monthly prize drawings.\u003Cbr>Prizes: All cash prizes from the Central drawings and ","cbCaibIs9EOXEiAc","https://ap.wps.com/l/cbCaibIs9EOXEiAc","pdf",265731,"English","# Who May Enter\n# Qualifying Save To Win Account\n# How to Enter\n# How Raffle Entries Work\n# Drawings\n# Prizes\n# Prize Eligibility","[{\"question\":\"Who is eligible to enter the Save to Win raffle?\",\"answer\":\"Eligibility is limited to natural persons who are ELGA Credit Union members, at least 18 years old, residents of a state where Prize Linked Savings is permitted, and who maintain a regular share account in good standing. Officers, directors, and employees of participating credit unions are not eligible.\"},{\"question\":\"How are raffle entries calculated for the promotion?\",\"answer\":\"Entries are issued automatically based on increases in the monthly balance of the Qualifying Save To Win account at month’s end. Entry caps apply for monthly prize drawings (up to 100 entries per month) and for quarterly and annual drawings.\"},{\"question\":\"When and how are winners notified and how are prizes delivered?\",\"answer\":\"Central drawings and credit union drawings are conducted within specified timeframes after each period ends. Winners are notified via telephone, email, or standard U.S. mail, and cash prizes are deposited into the winning member’s traditional share account or qualified Save To Win account. Prizes are non-transferable.\"}]","ELGA Credit Union Save to Win - Official Account and Prize Entry Rules - 2023 | PDF"]