[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-109302-en":3,"doc-seo-109302-105":31,"detail-sidebar-cat-0-en-105":93},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":21,"is_downloadable":21,"audit_status":21,"page_count":22,"language":23,"language_code":24,"site_id":25,"html_lang":24,"table_of_contents":26,"faqs":27,"seo_title":28,"seo_description":14,"update_tm":29,"read_time":30},109302,3848291630094,"Emma Wilson","https://eur-avatar.wpscdn.com/davatar_085a072bc5b1113ac321206ff7593b45",8,"Research & Report","Digital Wallets - Trust Frameworks - Governing the Ecosystem - Policy Note Series, No. 2","Digital Wallets: Trust Frameworks – Governing the Ecosystem explains how digital public infrastructure underpins safe, inclusive, and interoperable digital payments and trust services at scale. It outlines supporting workstreams, including identification systems, government-to-person payments modernization, and secure cross-sector data sharing. The note frames governance and safeguards priorities such as inclusion and gender equity, human-centered design, reusability through digital public goods, data protection, and evidence-based implementation, grounded in World Bank digital public infrastructure efforts.","DIGITAL WALLET POLICY NOTE SERIES, NO. 2  \nDigital Wallets:  \nTrust Frameworks  \nGoverning the Ecosystem  \nPub lic Disclosure Authorized Pub lic Disclosure Authorized Pub lic Disclosure Authorized Pub lic Disclosure Authorized  \n© 2026 The World Bank  \n1818 H Street NW, Washington DC 20433  \nTelephone: +1-202-473-1000; [Internet: www.worldbank.org](Internet: www.worldbank.org)  \nSome rights reserved.  \nThis work is a product of The World Bank. The findings, interpretations, and conclusions expressed in this work do not necessarily reflect the views of the Executive Directors of The World Bank or the governments they represent.  \nThe World Bank does not guarantee the accuracy, completeness, or currency of the data included in this work and does not assume responsibility for any errors, omissions, or discrepancies in the information, or liability with respect to the use of or failure to use the information, methods, processes, or conclusions set forth. The boundaries, colors, denominations, links/ footnotes and other information shown in this work do not imply any judgment on the part of The World Bank concerning the legal status of any territory or the endorsement or acceptance of such boundaries. The citation of works authored by others does not mean the World Bank endorses the views expressed by those authors or the content of their works.  \nNothing herein shall constitute or be construed or considered to be a limitation upon or waiver of the privileges and immunities of The World Bank, all of which are specifically reserved.  \nRights and Permissions  \nThe material in this work is subject to copyright. Because The World Bank encourages dissemination of its knowledge, this work may be reproduced, in whole or in part, for noncommercial purposes as long as full attribution to this work is given.  \nAttribution – Please cite the work as follows: “World Bank. 2026. Digital Wallets: Trust Frameworks – Governing the Ecosystem. Digital Wallet Policy Note Series, No. 2. © World Bank.”  \nAny queries on rights and licenses, including subsidiary rights, should be addressed to World Bank Publications, The World Bank, 1818 H Street NW, Washington, DC 20433, USA; fax: +1-202-522-2625; e-mail: [pubrights@worldbank.org](pubrights@worldbank.org).  \nDesign: Sergio Moreno, World Bank Group.  \nDIGITAL WALLET POLICY NOTE SERIES, NO. 2  \nDigital Wallets:  \nTrust Frameworks  \nGoverning the Ecosystem  \nAbout Us  \nThis publication is developed by the Digital & AI Vice Presidency, WBG, with the support of the Digital Public Infrastructure & Services Umbrella Multi-Donor Trust Fund (DPI TF) .  \nDigital Public Infrastructure (DPI) refers to the foundational digital building blocks—such as digital identity, data sharing, and digital payments—that enable governments and economies to deliver services at scale.  \nDPI & Services TF aims to increase the adoption and productive use of safe, inclusive, and interoperable digital building blocks and digitally enabled services. Operating as a One-World Bank effort, it mobilizes expertise across digital transformation, social protection, health, financial inclusion, agriculture, governance, and education among others; and collaborates closely with Project FASTT on fast payment systems.  \nThe DPI & Services TF is based on three pillars:  \n• Knowledge: generating evidence and translating standards into practical tools;  \n• Action: supporting country-level DPI strategies, safe and inclusive building blocks, and sectoral digital transformation; and  \n• Convening: strengthening the global DPI community through peer learning, standards alignment, and digital public goods.  \nThe work supported by the DPI TF is anchored in cross-cutting commitments to inclusion and gender equity, human-centric design, reusability through digital public goods, safeguards, data protection, and evidence-based implementation. Building on the foundations laid by the ID4D-G2Px MDTF (2016-2026), the DPITF is structured around three workstreams:  \n•","cbCaitdAFBWQNXxZ","https://ap.wps.com/l/cbCaitdAFBWQNXxZ","pdf",4820386,5,1,56,"English","en",105,"# About Us\n## Digital Public Infrastructure (DPI)\n## DPI & Services Trust Fund pillars\n## Trust services workstreams\n## Acknowledgments","[{\"question\":\"What is the purpose of the Digital Wallets policy note in this series?\",\"answer\":\"It presents an ecosystem-oriented view of digital wallet trust frameworks, grounded in digital public infrastructure and the work needed to enable safe, inclusive, and interoperable digital services.\"},{\"question\":\"Which three workstreams are described as part of the DPI Trust Fund effort?\",\"answer\":\"Identification for Development (ID4D), Digital Government-to-Person Payments (G2Px), and Data Sharing.\"},{\"question\":\"What key principles and safeguards underpin the supported digital infrastructure work?\",\"answer\":\"The note highlights inclusion and gender equity, human-centric design, safeguards, data protection, reusability through digital public goods, and evidence-based implementation.\"}]","Digital Wallets - Trust Frameworks - Governing the Ecosystem - Policy Note Series, No. 2 | PDF",1784478490,141,{"code":4,"msg":32,"data":33},"ok",{"site_id":25,"language":24,"slug":34,"title":13,"keywords":35,"description":14,"schema_data":36,"social_meta":88,"head_meta":90,"extra_data":92,"updated_unix":29},"digital-wallets-trust-frameworks-governing-the-ecosystem-policy-note-series-no-2","",{"@graph":37,"@context":87},[38,55,70],{"@type":39,"itemListElement":40},"BreadcrumbList",[41,45,49,52],{"item":42,"name":43,"@type":44,"position":21},"https://docshare.wps.com","Home","ListItem",{"item":46,"name":47,"@type":44,"position":48},"https://docshare.wps.com/document/","Document",2,{"item":50,"name":12,"@type":44,"position":51},"https://docshare.wps.com/document/research-report/",3,{"item":53,"name":13,"@type":44,"position":54},"https://docshare.wps.com/document/digital-wallets-trust-frameworks-governing-the-ecosystem-policy-note-series-no-2/109302/",4,{"url":53,"name":13,"@type":56,"author":57,"headline":13,"publisher":59,"fileFormat":62,"inLanguage":24,"description":14,"dateModified":63,"datePublished":64,"encodingFormat":62,"isAccessibleForFree":65,"interactionStatistic":66},"DigitalDocument",{"name":9,"@type":58},"Person",{"url":42,"name":60,"@type":61},"DocShare","Organization","application/pdf","2026-07-29","2026-07-19",true,{"@type":67,"interactionType":68,"userInteractionCount":20},"InteractionCounter",{"@type":69},"ViewAction",{"@type":71,"mainEntity":72},"FAQPage",[73,79,83],{"name":74,"@type":75,"acceptedAnswer":76},"What is the purpose of the Digital Wallets policy note in this series?","Question",{"text":77,"@type":78},"It presents an ecosystem-oriented view of digital wallet trust frameworks, grounded in digital public infrastructure and the work needed to enable safe, inclusive, and interoperable digital services.","Answer",{"name":80,"@type":75,"acceptedAnswer":81},"Which three workstreams are described as part of the DPI Trust Fund effort?",{"text":82,"@type":78},"Identification for Development (ID4D), Digital Government-to-Person Payments (G2Px), and Data Sharing.",{"name":84,"@type":75,"acceptedAnswer":85},"What key principles and safeguards underpin the supported digital infrastructure work?",{"text":86,"@type":78},"The note highlights inclusion and gender equity, human-centric design, safeguards, data protection, reusability through digital public goods, and evidence-based implementation.","https://schema.org",{"og:url":53,"og:type":89,"og:title":13,"og:site_name":60,"og:description":14},"article",{"robots":91,"canonical":53},"index,follow",{"doc_id":7,"site_id":25},{"code":4,"msg":5,"data":94},[95,99,103,107,111,116,121,124,129,132,136],{"id":21,"doc_module":4,"doc_module_name":47,"category_name":96,"show_sort_weight":97,"slug":98},"Story & Novel",90,"story-novel",{"id":48,"doc_module":4,"doc_module_name":47,"category_name":100,"show_sort_weight":101,"slug":102},"Literature",80,"literature",{"id":54,"doc_module":4,"doc_module_name":47,"category_name":104,"show_sort_weight":105,"slug":106},"Exam",70,"exam",{"id":20,"doc_module":4,"doc_module_name":47,"category_name":108,"show_sort_weight":109,"slug":110},"Comic",60,"comic",{"id":112,"doc_module":4,"doc_module_name":47,"category_name":113,"show_sort_weight":114,"slug":115},6,"Technology",50,"technology",{"id":117,"doc_module":4,"doc_module_name":47,"category_name":118,"show_sort_weight":119,"slug":120},7,"Healthcare",40,"healthcare",{"id":11,"doc_module":4,"doc_module_name":47,"category_name":12,"show_sort_weight":122,"slug":123},30,"research-report",{"id":125,"doc_module":4,"doc_module_name":47,"category_name":126,"show_sort_weight":127,"slug":128},9,"Religion & Spirituality",20,"religion-spirituality",{"id":127,"doc_module":4,"doc_module_name":47,"category_name":130,"show_sort_weight":127,"slug":131},"World Cup","world-cup",{"id":133,"doc_module":4,"doc_module_name":47,"category_name":134,"show_sort_weight":133,"slug":135},10,"Lifestyle","lifestyle",{"id":137,"doc_module":4,"doc_module_name":47,"category_name":138,"show_sort_weight":20,"slug":139},19,"General","general"]