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This agreement applies to all Chase personal and business and J.P. Morgan Private Client deposit accounts and the terms and conditions are identical for all of these accounts.  \nWe recommend keeping this agreement but we regularly update it, so you can always get the current agreement at [chase.com](chase.com), a branch or by request when you call us.  \nThe Deposit Account Agreement also includes these separate documents that pertain to our personal and business accounts:  \n•Rates for interest-bearing accounts  \n•Personal accounts:  \n-Additional Banking Services and Fees for Personal Accounts  \n-J.P. Morgan Private Client Additional Banking Services and Fees  \n•Business accounts: Additional Banking Services and Fees for Business Accounts  \n•Any additional disclosures, such as amendments or agreements, that we provide to you either when you open your account or when we change the terms of your account.  \nHow to Contact Us  \nWe’re here for you. See below for how to reach us.  \n\n| Personal Accounts:\u003Cbr>Main phone number: 1-800-935-9935\u003Cbr>Spanish: 1-877-312-4273\u003Cbr>International calls: 1-713-262-1679\u003Cbr>Website:  [chase.com](chase.com)\u003Cbr>Business Accounts:\u003Cbr>Main phone number: 1-800-242-7338\u003Cbr>Spanish: 1-888-622-4273\u003Cbr>International calls: 1-713-262-1679\u003Cbr>Website:  [chase.com/business](chase.com/business)\u003Cbr>Chase Private Client:\u003Cbr>Main phone number: 1-888-994-5626\u003Cbr>International calls: 1-405-235-4847\u003Cbr>Website:  [chase.com/privateclient](chase.com/privateclient)\u003Cbr>[Chase Mobile or Online Banking:](Chase Mobile or Online Banking: 1-877-242-7372)[ 1-877-242-7372](Chase Mobile or Online Banking: 1-877-242-7372)\u003Cbr>[Deaf and Hard of Hearing:](Deaf and Hard of Hearing: We accept operator)[ We accept operator](Deaf and Hard of Hearing: We accept operator)\u003Cbr>relay calls | Electronic Funds Transfers (EFTs):\u003Cbr>In case of errors or questions about your EFTs, or if you believe your debit card has been lost or stolen, call us at 1-866-564-2262 or write:\u003Cbr>Chase\u003Cbr>PO Box 659809 Internal Mail TX3-7849\u003Cbr>San Antonio, TX 78265-9109\u003Cbr>To Dispute Information Reported to a Consumer Reporting Agency:\u003Cbr>JPMorgan Chase Bank, N.A. PO Box 182108\u003Cbr>Internal Mail OHW-1000\u003Cbr>Columbus, OH 43218\u003Cbr>All Other Written Correspondence:\u003Cbr>JPMorgan Chase Bank, N.A. PO Box 44945 Indianapolis, IN 46204-4945 |\n| --- | --- |\n\nDEPOSIT ACCOUNT AGREEMENT  \nJPMorgan Chase Bank, N.A. Member FDIC Page 1 of 30  \n© 2026 JPMorgan Chase & Co. Effective 6/14/2026  \nDeposit Account Agreement Table of Contents  \nI. Definitions .................................................................................................................................................................... 5  \nII. Opening Your Account ............................................................................................................................................... 5  \nA. Personal Accounts ............................................................................................................................................................... 5  \n1. Solely owned account..................................................................................................................................................... 6  \n2. Joint accounts .................................................................................................................................................................. 6  \n3.“Payable on death” account .......................................................................................................................................... 6  \n4.“In trust for”(informal trust) account .......................................................................................................................... 6  \n5. Convenience account .....................................................................","cbCaipUIWd2QrQQX","https://ap.wps.com/l/cbCaipUIWd2QrQQX","pdf",791814,32,"English","# Deposit Account Agreement and Privacy Notice\n## How to Contact Us\n## Deposit Account Agreement\n### Table of Contents\n## Definitions\n## Opening Your Account\n## Using Your Checking or Savings Account\n## Adding Money to Your Account","[{\"question\":\"Who does the Deposit Account Agreement apply to?\",\"answer\":\"It applies to Chase personal and business deposit accounts and J.P. Morgan Private Client deposit accounts, with identical terms and conditions across these accounts.\"},{\"question\":\"How can you get the current Deposit Account Agreement?\",\"answer\":\"Keep the agreement, or access the current version at chase.com, through a branch, or by requesting it when calling.\"},{\"question\":\"What should you do if there are errors or questions about electronic funds transfers?\",\"answer\":\"Call the provided number for EFT errors or questions, or write to the specified Chase PO Box address.\"}]","Deposit Account Agreement and Privacy Notice | PDF",1790066098,81]