[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-226998-en":3,"doc-seo-226998-105":30,"detail-sidebar-cat-0-en-105":97},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":20,"is_downloadable":20,"audit_status":20,"page_count":21,"language":22,"language_code":23,"site_id":24,"html_lang":23,"table_of_contents":25,"faqs":26,"seo_title":27,"seo_description":14,"update_tm":28,"read_time":29},226998,549768064622,"Lucas Vance","https://ap-avatar.wpscdn.com/davatar_6f874abed73319feea01a86fa6f0fab8",8,"Research & Report","Criteria Caixa, S.A., Sociedad Unipersonal - Euro Medium Term Note Programme - Base Prospectus Criteria","Criteria Caixa, S.A., Sociedad Unipersonal establishes a EUR 2.5 billion Euro Medium Term Note programme under which notes may be issued subject to applicable laws. The Base Prospectus has been approved by the Central Bank of Ireland as meeting EU Prospectus Regulation standards, while approval is not an endorsement of the issuer or note quality. Applications will be made for admission to the Official List and trading on Euronext Dublin. Fitch and Moody’s ratings are described with regulatory context, and a securities rating is clarified as not a recommendation. Principal risk factors are referenced under “Risk Factors,” and responsibility, final terms, drawdown prospectuses, and investor reliance are addressed.","BASE PROSPECTUS  \nCRITERIA CAIXA, S.A., SOCIEDAD UNIPERSONAL  \n(incorporated with limited liability in the Kingdom of Spain)  \nEUR2,500,000,000 Euro Medium Term Note Programme  \nCriteria Caixa, S.A., Sociedad Unipersonal (the “Issuer”) has established a EUR2,500,000,000 Euro Medium Term Note programme (the “Programme”) . Under the Programme, the Issuer may, subject to compliance with all relevant laws and regulations, from time to time issue notes (the “Notes”) . This document (the “Base Prospectus”) has been approved as a base prospectus by the Central Bank of Ireland (the “Central Bank”), as competent authority under Regulation (EU) 2017/1129 (as amended, the “EU Prospectus Regulation”) . Such approval relates only to Notes issued under the Programme within twelve months after the date hereof. The Central Bank only approves this Base Prospectus as meeting the standards of completeness, comprehensibility and consistency imposed by the EU Prospectus Regulation. Approval by the Central Bank should not be considered asan endorsement of the Issuer or of the quality of the Notes. Investors should make their own assessment as to the suitability of investing in the Notes.  \nApplication will be made to the Central Bank for Notes issued under the Programme within twelve months after the date hereof to be admitted to the official list (the “Official List”) and to trading on the regulated market of the Irish Stock Exchange plc, trading as Euronext Dublin (“Euronext Dublin”) . The regulated market of Euronext Dublin is a regulated market for the purposes of Directive 2014/65/EU on markets in financial instruments.  \nAt the date of this Base Prospectus, the Issuer has been rated A- (stable outlook) as long-term debt issuer and F1 as short-term debt issuer by Fitch Ratings Ireland Spanish Branch, Sucursal en España (“Fitch”) and A3 (stable outlook) as long-term debt issuer by Moody’s Deutschland GmbH (“Moody’s”) . Fitch and Moody’s are established in the EEA and registered under Regulation (EU) No 1060/2009, on credit rating agencies (the “EU CRA Regulation”) . The ratings Fitch and Moody’s have given to the Issuer are endorsed respectively by Fitch Ratings Ltd and Moody’s Investors Service Ltd, which are established in the UK and registered under Regulation (EU) No 1060/2009 on credit rating agencies as it forms part of domestic law of the United Kingdom by virtue of the European Union (Withdrawal) Act 2018 (the “UK CRA Regulation”) .  \nA security rating is not a recommendation to buy, sell or hold securities and may be subject to suspension, reduction or withdrawal at any time by the assigning rating agency.  \nInvesting in Notes issued under the Programme involves certain risks. The principal risk factors that may affect the abilities of the Issuer to fulfil its respective obligations under the Notes are discussed under “Risk Factors”below.  \nBarclays CaixaBank Goldman Sachs Bank Europe SE  \nJ.P. Morgan  \nSantander Corporate & Investment Banking  \nArranger  \nMORGAN STANLEY  \nDealers  \nBBVA BNP PARIBAS BofA Securities  \nCitigroup Crédit Agricole CIB Deutsche Bank  \nHSBC IMI-Intesa Sanpaolo ING  \nMediobanca Morgan Stanley Natixis  \nSociété Générale  \nSMBC Corporate & UniCredit  \nInvestment Banking  \n1 July 2026  \nIMPORTANT NOTICES  \nResponsibility for this Base Prospectus  \nCriteria Caixa, S.A., Sociedad Unipersonal accepts responsibility for the information contained in this Base Prospectus and any Final Terms and declares that, to the best of its knowledge, the information contained in this Base Prospectus is in accordance with the facts and the Base Prospectus makes no omission likely to affect its import.  \nFinal Terms/Drawdown Prospectus  \nEach Tranche (as defined herein) of Notes will be issued on the terms set out herein under “Terms and Conditions of the Notes”(the “Conditions”) as completed by a document specific to such Tranche called final terms (the“Final Terms”) or in a separate prospectus specific to such Tranche (the “Drawdo","cbCaisrLLiYQ9xF2","https://ap.wps.com/l/cbCaisrLLiYQ9xF2","pdf",1423168,1,126,"English","en",105,"# IMPORTANT NOTICES\n## Responsibility for this Base Prospectus\n## Final Terms/Drawdown Prospectus\n## Other relevant information","[{\"question\":\"What is the EUR 2,500,000,000 Euro Medium Term Note Programme?\",\"answer\":\"Criteria Caixa, S.A., Sociedad Unipersonal sets up a EUR 2.5 billion EMTN programme under which notes may be issued subject to compliance with applicable laws and regulations.\"},{\"question\":\"Who approved the Base Prospectus and what does that approval mean?\",\"answer\":\"The Central Bank of Ireland approved the Base Prospectus as competent authority under the EU Prospectus Regulation. The approval concerns completeness, comprehensibility, and consistency, and is not an endorsement of the issuer or the quality of the notes.\"},{\"question\":\"How do Final Terms and Drawdown Prospectuses relate to each tranche?\",\"answer\":\"Each tranche’s terms are set out under the “Terms and Conditions of the Notes” as completed by Final Terms or, where applicable, by a separate Drawdown Prospectus described in the document. References to Final Terms may be treated as references to the relevant Drawdown Prospectus depending on context.\"}]","Criteria Caixa, S.A., Sociedad Unipersonal - Euro Medium Term Note Programme - Base Prospectus Criteria | PDF",1788993978,318,{"code":4,"msg":31,"data":32},"ok",{"site_id":24,"language":23,"slug":33,"title":13,"keywords":34,"description":14,"schema_data":35,"social_meta":92,"head_meta":94,"extra_data":96,"updated_unix":28},"criteria-caixa-sa-sociedad-unipersonal-euro-medium-term-note-programme-base-prospectus-criteria","",{"@graph":36,"@context":91},[37,54,74],{"@type":38,"itemListElement":39},"BreadcrumbList",[40,44,48,51],{"item":41,"name":42,"@type":43,"position":20},"https://docshare.wps.com","Home","ListItem",{"item":45,"name":46,"@type":43,"position":47},"https://docshare.wps.com/document/","Document",2,{"item":49,"name":12,"@type":43,"position":50},"https://docshare.wps.com/document/research-report/",3,{"item":52,"name":13,"@type":43,"position":53},"https://docshare.wps.com/document/criteria-caixa-sa-sociedad-unipersonal-euro-medium-term-note-programme-base-prospectus-criteria/226998/",4,{"url":52,"name":13,"@type":55,"image":56,"author":61,"headline":13,"publisher":63,"fileFormat":66,"inLanguage":23,"description":14,"dateModified":67,"datePublished":68,"encodingFormat":66,"isAccessibleForFree":69,"interactionStatistic":70},"DigitalDocument",{"url":57,"@type":58,"width":59,"height":60},"https://docshare.wps.com/thumbnails/criteria-caixa-sa-sociedad-unipersonal-euro-medium-term-note-programme-base-prospectus-criteria/226998.png","ImageObject",300,407,{"name":9,"@type":62},"Person",{"url":41,"name":64,"@type":65},"DocShare","Organization","application/pdf","2026-09-11","2026-09-09",true,{"@type":71,"interactionType":72,"userInteractionCount":20},"InteractionCounter",{"@type":73},"ViewAction",{"@type":75,"mainEntity":76},"FAQPage",[77,83,87],{"name":78,"@type":79,"acceptedAnswer":80},"What is the EUR 2,500,000,000 Euro Medium Term Note Programme?","Question",{"text":81,"@type":82},"Criteria Caixa, S.A., Sociedad Unipersonal sets up a EUR 2.5 billion EMTN programme under which notes may be issued subject to compliance with applicable laws and regulations.","Answer",{"name":84,"@type":79,"acceptedAnswer":85},"Who approved the Base Prospectus and what does that approval mean?",{"text":86,"@type":82},"The Central Bank of Ireland approved the Base Prospectus as competent authority under the EU Prospectus Regulation. 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