[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-0-en-105":3,"doc-seo-324881-105":59,"doc-detail-324881-en":130},{"code":4,"msg":5,"data":6},0,"success",[7,13,18,23,28,33,38,43,48,51,55],{"id":8,"doc_module":4,"doc_module_name":9,"category_name":10,"show_sort_weight":11,"slug":12},1,"Document","Story & Novel",90,"story-novel",{"id":14,"doc_module":4,"doc_module_name":9,"category_name":15,"show_sort_weight":16,"slug":17},2,"Literature",80,"literature",{"id":19,"doc_module":4,"doc_module_name":9,"category_name":20,"show_sort_weight":21,"slug":22},4,"Exam",70,"exam",{"id":24,"doc_module":4,"doc_module_name":9,"category_name":25,"show_sort_weight":26,"slug":27},5,"Comic",60,"comic",{"id":29,"doc_module":4,"doc_module_name":9,"category_name":30,"show_sort_weight":31,"slug":32},6,"Technology",50,"technology",{"id":34,"doc_module":4,"doc_module_name":9,"category_name":35,"show_sort_weight":36,"slug":37},7,"Healthcare",40,"healthcare",{"id":39,"doc_module":4,"doc_module_name":9,"category_name":40,"show_sort_weight":41,"slug":42},8,"Research & Report",30,"research-report",{"id":44,"doc_module":4,"doc_module_name":9,"category_name":45,"show_sort_weight":46,"slug":47},9,"Religion & Spirituality",20,"religion-spirituality",{"id":46,"doc_module":4,"doc_module_name":9,"category_name":49,"show_sort_weight":46,"slug":50},"World Cup","world-cup",{"id":52,"doc_module":4,"doc_module_name":9,"category_name":53,"show_sort_weight":52,"slug":54},10,"Lifestyle","lifestyle",{"id":56,"doc_module":4,"doc_module_name":9,"category_name":57,"show_sort_weight":24,"slug":58},19,"General","general",{"code":4,"msg":60,"data":61},"ok",{"site_id":62,"language":63,"slug":64,"title":65,"keywords":66,"description":67,"schema_data":68,"social_meta":123,"head_meta":125,"extra_data":127,"updated_unix":129},105,"en","consumer-balance-sheet-finance-facts-consumer-financial-behavior","Consumer Balance Sheet - Finance Facts - Consumer Financial Behavior","","Monthly consumer finance report covering existing home sales trends, median sales prices, and long-term housing price appreciation, alongside employment of women from 1968 to 1978. Includes consumer balance sheet estimates for 1980, detailing total assets, liabilities, net worth, and asset-to-debt ratios, plus finance and price indicators such as producer price indexes and personal income changes. Provides installment credit totals, monthly and yearly net changes by institution and credit type, and reviews fourth-quarter 1980 consumer financial behavior indices.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/consumer-balance-sheet-finance-facts-consumer-financial-behavior/324881/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/consumer-balance-sheet-finance-facts-consumer-financial-behavior/324881.png","ImageObject",300,407,{"name":92,"@type":93},"Genevieve","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-27","2026-09-21",true,{"@type":102,"interactionType":103,"userInteractionCount":44},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"What happened to existing home sales in January during the report period?","Question",{"text":112,"@type":113},"Sales of existing single-family homes in January declined 11.3% to a seasonally adjusted annual rate of 2,580,000, marking the fourth consecutive month of declining sales activity.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"How do the report’s consumer balance sheet figures summarize 1980 consumer finances?",{"text":117,"@type":113},"For year-end 1980, consumers are estimated to have $7,368.6 billion in total assets and $1,396.8 billion in liabilities, resulting in $5,971.8 billion net worth, with current financial assets and fixed assets itemized.",{"name":119,"@type":110,"acceptedAnswer":120},"What are the key components and changes in consumer installment credit mentioned?",{"text":121,"@type":113},"Total consumer installment credit at end January 1981 is $310.6 billion, with breakdown across automobile, revolving, mobile home, and other credit. The report also lists monthly net decreases by credit type and institution and year-over-year changes by institution.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},324881,1790118929,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":44,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":24,"language":139,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":140,"faqs":141,"seo_title":142,"seo_description":67,"update_tm":143,"read_time":144,"preview_page_count":4},1374391974585,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","Any or all the material in this publication may be quoted or reproduced.  \nEXISTING HOME SALES  \nSales of existing single-family homes in January declined 11.3%toseasonally adjusted annual rate of 2,580,000.This marks fourth consecu-tive month of declining sales activity.During this period sales rates havefallen by 21%.Sales in January were down 22%in Northeast region,15%in North Central,and 18%in the West.Sales in the South experiencedsmallest decline,falling 1%.  \nMedian sales price of single-family home in January rose $1,500 to$64,500.This is 11.4%higher than same month year ago when medianpriced home sold for $57,900.  \nOver past dozen years price appreciation on single-family homes haseither matched or outpaced overall inflation rate,with exception of 1980.Nationally,median sales price on existing single-family home in 1980increased to $62,200,up from $55,700 in 1979.This 11.7%increasecompares to 13.5%increase in Consumer Price Index.  \nEMPLOYMENT OF WOMEN,1968-1978  \nWomen filled more than one-half of the 18.5 million nonagricultural jobscreated between 1968 and 1978,according to a Bureau of Labor Statisticsreport.Most of these jobs were in rapidly expanding service-producingsector.Proportion of women on nonagricultural payrolls increased from36%in 1968 to 41%in 1978.Almost all of change occurred in service-producing sector,where women accounted for 47%of the jobs in 1978-up from 42%in 1968.Proportion of women in goods-producing sectoredged off slightly.  \n# CONSUMER BALANCE SHEET\n\nTotal assets of consumers are estimated at $7,368.6 billion as of Decem-ber 31,1980.At the same time,consumers had liabilities of $1,396.8billion leaving them a net worth of $5,971.8 billion.  \nCurrent(financial)assets were estimated at $4,189.0 billion.Fixed assetsincluded $2,271.4 billion in owner-occupied housing and land,and $908.2billion as the value of durable goods for a total of $3,179.6 billion.Currentliabilities stood at $467.0 billion and fixed liabilities of mortgage debt at$929.8 billion to bring total liabilities to $1,396.8 billion.  \nAsset and debt position of the American consumer at year-end 1980showed 10.9 to lasset-to-debt ratio ofall assets and debts excluding thoseinvolving homeownership where the ratio was 2.4 to 1.The ratio of allassets to all debts was 5.3 to1.Owners'equity stood at 81.0%of consumerassets at year-end 1980.  \n# FINANCE FACTS\n\nA Monthly Publication on Consumer Financial Behavior  \nAPRIL 1981  \nMedian Sales Price of ExistingSingle Farmily Homes For the United Statesand Each Roglon.January 1981  \n# CONSUMER INSTALLMENT CREDIT\n\nTotal consumer installment credit at end January 1981 was $310.6 billion.Of this amount $115.3 billion was outstanding in automobile credit,$59.0billion in revolving credit,$17.2 billion in mobile home credit and $119.1billion in all other credit(consisting of other consumer goods and personalloans).  \nDuring January 1981,total installment credit outstanding decreased by  \n$2.9 billion-automobile credit decreased $1.1 billion,revolving credit  \n$0.9 billion,mobile home credit $0.1 billion and all other $0.9 billion.  \nNet change over month by institution was decrease of $2.0 billion forcommercial banks,made up of decrease in automobile of $1.4 billion and  \n$0.6 billion decrease in revolving,mobile home and all other combined.Finance company outstandings increased $0.4 billion made up of increasein automobileof $0.6 billion and decrease of $0.2 billion in personal loans,mobile homes and all other combined.Credit unions decreased $0.4billion.Gasoline companies increased $0.2 billion,and savings and loans  \n$0.1 billion.Retailers decreased $1.1 billion.  \nNet change in installment credit outstanding by type since end ofJanuary1980 amounted to decrease of $0.5 billion.Revolving credit increased $2.7billion,mobile home credit $0.4 billion.Automobile credit declined $1.5billion,all other credit down $2.1 billion.  \nNet change by institution overyear was increase of$8.4 billion for financ","cbCairJJdQ5oyFbB","https://ap.wps.com/l/cbCairJJdQ5oyFbB","pdf",1165482,"English","# Consumer Balance Sheet\n# Finance Facts\n# Consumer Installment Credit\n## Producer Price Indexes\n## Personal Income\n# Consumer Financial Behavior","[{\"question\":\"What happened to existing home sales in January during the report period?\",\"answer\":\"Sales of existing single-family homes in January declined 11.3% to a seasonally adjusted annual rate of 2,580,000, marking the fourth consecutive month of declining sales activity.\"},{\"question\":\"How do the report’s consumer balance sheet figures summarize 1980 consumer finances?\",\"answer\":\"For year-end 1980, consumers are estimated to have $7,368.6 billion in total assets and $1,396.8 billion in liabilities, resulting in $5,971.8 billion net worth, with current financial assets and fixed assets itemized.\"},{\"question\":\"What are the key components and changes in consumer installment credit mentioned?\",\"answer\":\"Total consumer installment credit at end January 1981 is $310.6 billion, with breakdown across automobile, revolving, mobile home, and other credit. The report also lists monthly net decreases by credit type and institution and year-over-year changes by institution.\"}]","Consumer Balance Sheet - Finance Facts - Consumer Financial Behavior | PDF",1789969119,13]