[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-0-en-105":3,"doc-seo-325115-105":59,"doc-detail-325115-en":131},{"code":4,"msg":5,"data":6},0,"success",[7,13,18,23,28,33,38,43,48,51,55],{"id":8,"doc_module":4,"doc_module_name":9,"category_name":10,"show_sort_weight":11,"slug":12},1,"Document","Story & Novel",90,"story-novel",{"id":14,"doc_module":4,"doc_module_name":9,"category_name":15,"show_sort_weight":16,"slug":17},2,"Literature",80,"literature",{"id":19,"doc_module":4,"doc_module_name":9,"category_name":20,"show_sort_weight":21,"slug":22},4,"Exam",70,"exam",{"id":24,"doc_module":4,"doc_module_name":9,"category_name":25,"show_sort_weight":26,"slug":27},5,"Comic",60,"comic",{"id":29,"doc_module":4,"doc_module_name":9,"category_name":30,"show_sort_weight":31,"slug":32},6,"Technology",50,"technology",{"id":34,"doc_module":4,"doc_module_name":9,"category_name":35,"show_sort_weight":36,"slug":37},7,"Healthcare",40,"healthcare",{"id":39,"doc_module":4,"doc_module_name":9,"category_name":40,"show_sort_weight":41,"slug":42},8,"Research & Report",30,"research-report",{"id":44,"doc_module":4,"doc_module_name":9,"category_name":45,"show_sort_weight":46,"slug":47},9,"Religion & Spirituality",20,"religion-spirituality",{"id":46,"doc_module":4,"doc_module_name":9,"category_name":49,"show_sort_weight":46,"slug":50},"World Cup","world-cup",{"id":52,"doc_module":4,"doc_module_name":9,"category_name":53,"show_sort_weight":52,"slug":54},10,"Lifestyle","lifestyle",{"id":56,"doc_module":4,"doc_module_name":9,"category_name":57,"show_sort_weight":24,"slug":58},19,"General","general",{"code":4,"msg":60,"data":61},"ok",{"site_id":62,"language":63,"slug":64,"title":65,"keywords":66,"description":67,"schema_data":68,"social_meta":124,"head_meta":126,"extra_data":128,"updated_unix":130},105,"en","consumer-balance-sheet-consumer-financial-behavior-summary","CONSUMER BALANCE SHEET - Consumer Financial Behavior Summary","","Consumer Balance Sheet and related indicators from December 1981 outline estimates and trends in household finances, housing sales, production capacity, and key macroeconomic measures. Consumer assets are estimated at $8,069.7 billion at June 30, 1981, with liabilities of about $1,452.2 billion and net worth near $6,617.4 billion. The report also details capacity utilization shifts, existing home sales deterioration, movements in personal income and spending indices, and highlights changes in GNP, productivity, and unemployment.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/consumer-balance-sheet-consumer-financial-behavior-summary/325115/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/consumer-balance-sheet-consumer-financial-behavior-summary/325115.png","ImageObject",300,407,{"name":92,"@type":93},"Finn","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-27","2026-09-21",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",12,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"What are the estimated consumer assets, liabilities, and net worth as of June 30, 1981?","Question",{"text":113,"@type":114},"Total assets are estimated at $8,069.7 billion, liabilities at about $1,452.2 billion, leaving net worth of $6,617.4 billion.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"How did existing home sales change in September 1981?",{"text":118,"@type":114},"Sales of existing single-family homes fell to a seasonally adjusted annual rate of 2,070,000 units, with a stated 8.4% drop in September on top of a 10.3% decline in August.",{"name":120,"@type":111,"acceptedAnswer":121},"What happened to unemployment and nonfarm payroll employment in October 1981?",{"text":122,"@type":114},"Unemployment rose to 8.0% in October from 7.5% in September, and nonfarm payroll employment declined by 200,000 to 91.7 million.","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},325115,1790614719,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":24,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":145,"preview_page_count":4},34359740700684,"https://ap-avatar.wpscdn.com/avatar/1f400023980c374ae676?_k=1777273430885731487","Any or all the material in this publication may be quoted or reproduced.  \n# CONSUMER BALANCE SHEET\n\nTotal assets of consumers are estimated at $8,069.7 billion as of June 30,1981.At the same time,consumers had liabilities of $1,452.2 billionleaving them a net worth of $6,617.4 billion.  \nCurrent(financial)assets were estimated at $4,528.0 billion.Fixed assetsincluded 82,531.5 billion in owner-occupied housing and land,and  \n$1,010.2 billion as the value of durable goods for a total of $3,541.7 billion.Current liabilities stood at $480.5 billion and fixed liabilities of mortgagedebt at $971.8 billion to bring total liabilities to $1,452.3 billion.  \nAssets and debt position of the American consumer at end of June 1981showed 11.5 to l asset-to-debt ratio ofall assets and debts excluding thoseinvolving homeownership where the ratio was 2.6 to 1.The ratio of allassets to all debts was5.6 to 1.Owners'equity stood at 82.0%of consumerassets at end of June 1981.  \n# CAPACITY UTILIZATION\n\nCapacity utilization in manufacturing fell 1.5 percentage points in Octo-ber,following revised1.2 percentage point drop in September and declineof 0.2 of percentage point in August.At 76.9%,October index formanufacturing is 2.0 percentage points above its July 1980 low.  \nProducers of industrial materials operated at 78.2%of capacity in Octo-ber,down 2.0 percentage points from their September rate.The materialsutilization rate in October was 4.4 percentage points above recent low inJu}y 1980.Utilization rate for producers of durable goods materialsdropped 2.6 percentage points to 74.8%,reflecting large declines in theproduction of aluminum,raw steel,and parts for consumer durable goodsand for equipment.Producers of nondurable goods materials utilized  \n81.3%of capacity in October,decline of 1.5 percentage points fromSeptember.  \n# EXISTING HOME SALES\n\nIn September,sales of existing single-family homes dropped to season-ally adjusted annual rate of2,070,000 units-lowest level in six and a halfyears.The 8.4%drop in sales activity in September comes on top of 10.3%decline in August and establishes a new low for this housing cycle.So farduring this cycle total drop in resale activity from peak to trough has been  \n48.5%,roughly 2.5 times as deep as either of the previous two declines.In September median sales price of existing homes registered seasonaldecline,falling $400 to $67,700.At current level,the median price is  \n5.5%above same month year ago.  \nFINANCE FACTS  \nA Monthly Publication am Consumer Financial Behavior  \nDECEMBER 1981  \nMedian Sales Price of ExistingSingle Family Homes For theUnited States and each Region,  \n# CONSUMER FINANCIAL BEHAVIOR\n\nAll but two indexes were up in third quarter 1981.Largest percentageincrease was registered by durable goods expenditures,up 11.4 points  \n(5.6%)to 216.0(1972=100).The two indexes that fell were personalsaving,down 12.2 points(6.0%)to 190.5 and installment credit liquidated,down 2.9 points(1.2%)to 232.1.  \nPersonal incomeindex increased 7.6 points(3.1%)in third quarter 1981Personal taxes increased 12.0 points(4.4%)and disposable personalincome rose 6.8 points(2.8%).  \nNondurable goods index increased 4.9 points(2.0%)in third quarterwhile expenditures on services increased 9.8 points(3.7%).  \nInstallment credit extended increased 2.8 points(1.2%)in third quarter.Even as installment credit liquidated index fell it continued to exceed thecredit extended index,as it has since the beginning of 1980  \nndexes for third quarter 1980 and second and third quarter 1981(indexes1972=100)are shown in the following table:  \n19801981ThirdSecondThirdQuarterQuarterQuarterPersonal Income229.4248.9256.5Personal Taxes242.2271.6283.6Disposable Personal Income227.2245.0251.8Personal Saving211.8202.7190.5Durable Goods Expenditures187.9204.6216.0Nondurable Good Expenditures224.3244.6249.5Expenditures on Services245.7266.4276.2Installment Credit Extended202.3225.3228.1Installment Credit Liquidated224.7235.0232.1  \n# GROSS NATI","cbCainJfjr89b82N","https://ap.wps.com/l/cbCainJfjr89b82N","pdf",1246006,"English","# CONSUMER BALANCE SHEET\n# CAPACITY UTILIZATION\n# EXISTING HOME SALES\n# CONSUMER FINANCIAL BEHAVIOR\n# GROSS NATIONAL PRODUCT\n# PRODUCTIVITY\n# EMPLOYMENT SITUATION","[{\"question\":\"What are the estimated consumer assets, liabilities, and net worth as of June 30, 1981?\",\"answer\":\"Total assets are estimated at $8,069.7 billion, liabilities at about $1,452.2 billion, leaving net worth of $6,617.4 billion.\"},{\"question\":\"How did existing home sales change in September 1981?\",\"answer\":\"Sales of existing single-family homes fell to a seasonally adjusted annual rate of 2,070,000 units, with a stated 8.4% drop in September on top of a 10.3% decline in August.\"},{\"question\":\"What happened to unemployment and nonfarm payroll employment in October 1981?\",\"answer\":\"Unemployment rose to 8.0% in October from 7.5% in September, and nonfarm payroll employment declined by 200,000 to 91.7 million.\"}]","CONSUMER BALANCE SHEET - Consumer Financial Behavior Summary | PDF",1789969722,13]