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The material contrasts traditional public/private responses that subsidize limited-income buyers with a new approach: providing a one-time subsidy to the Community Land Trust so homes remain affordable over time. It outlines core principles, including resident or community control, permanent removal from speculative markets, and governance with leaseholder, community, and public representatives.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/community-land-trusts-an-innovative-solution-for-southeastern-north-carolina/268428/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/community-land-trusts-an-innovative-solution-for-southeastern-north-carolina/268428.png","ImageObject",300,407,{"name":92,"@type":93},"Chumphorn","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-18","2026-09-15",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",17,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"Why focus on southeastern North Carolina housing affordability?","Question",{"text":113,"@type":114},"Housing is expensive across the region and prices keep rising, while real income grows more slowly for most residents. The affordability gap is widening across New Hanover, Brunswick, and Pender Counties.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"How does the Community Land Trust approach differ from typical subsidies?",{"text":118,"@type":114},"Typical responses subsidize limited-income buyers to reduce financing costs for an unaffordable purchase price. The Community Land Trust instead uses subsidy to create and preserve an affordable selling price, keeping the home affordable for the long term.",{"name":120,"@type":111,"acceptedAnswer":121},"What governance structure governs a Community Land Trust?",{"text":122,"@type":114},"A CLT is governed by a board representing community interests. One-third of seats are leaseholder/homeowners, one-third are community representatives, and one-third are public representatives.","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},268428,1789431134,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":140,"language":141,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":142,"faqs":143,"seo_title":144,"seo_description":67,"update_tm":130,"read_time":145,"preview_page_count":4},2336475401981,"https://ap-avatar.wpscdn.com/avatar/22000c94efd8d5204d?x-image-process=image/resize,m_fixed,w_180,h_180&k=1786935347598174694","Community Land Trusts  \nAn Innovative Solution for Southeastern North Carolina  \nThe Realities of the Marketplace  \nÔ Housing is expensive and prices continue to escalate in southeastern North Carolina.  \nÔ Affordability gaps are growing ‐ real income is not increasing at the same pace for most residents.  \nÔ New Hanover County is over 90% built‐out, and Brunswick and Pender Counties are not longer the “working class oasis” for housing that is affordable.  \nWHAT ISTO BE DONE?  \nTypical Public/Private Response  \nÔ Subsidy is provided to limited income homebuyer to reduce financing costs of an unaffordable purchasing price.  \nÔstructured as a grant to homebuyer  \nÔor structured as a loan to homebuyer  \n(e.g.: soft second mortgage, deferred, due on sale or forgiven over time)  \nA New Approach: Community Land Trust  \nÔSubsidy is provided to and used by the Community Land Trust to create and preserve an affordable selling price  \nÔThis one‐time subsidy keeps that CLT home affordable forever  \nKey Principles of Community Land Trusts  \nÔA CLT is an organization committed to the economic empowerment of low and moderateincome people and communities.  \nÔAn essential purpose of a CLT is to provide access to land, housing, and economic opportunities for people of modest means who are otherwise priced out of our housing market.  \nÔAs a steward of land and other resources, a CLT has responsibility to see that these resources are used in ways that are both economically just and environmentally and ecologically sound.  \nÔCLT housing must remain resident-controlled or community-controlled  \nCommunity Land Trusts  \nÔPopular affordable housing option for over 40 years  \nÔPrivate, nonprofit, community‐based organization  \nÔGoverned by a board representative of community interests:  \nÔ 1/3 of seats are leaseholder/homeowners  \nÔ 1/3 of seats are community representatives  \nÔ 1/3 of seats are public representatives  \nCommunity Land Trusts  \nÔAcquire land through purchase or donation  \nÔ permanently removes home from the speculative market  \nÔ placing long‐term control of land in control of community  \nÔ community control over use, disposition, and affordability of buildings located on CLT‐owned land  \nHOME  \nLAND  \nLAND TRUST SEPARATES OWNERSHIP OF LAND FROM HOME  \nCLT RETAINS OWNERSHIP OF LAND  \nHOMEBUYER BUYS & OWNS HER HOME  \nCLT LEASES LAND TO HOMEOWNER","cbCaik8eDhXkQKXe","https://ap.wps.com/l/cbCaik8eDhXkQKXe","pdf",434006,25,"English","# The Marketplace Realities\n## Housing is expensive and affordability gaps are growing\n# What to Be Done?\n## Typical public/private responses\n## A new approach: Community Land Trust\n# Key Principles of Community Land Trusts\n## Mission and economic empowerment\n## Stewardship and sustainable use of resources\n## Resident-controlled or community-controlled housing\n# How Community Land Trusts Work\n## Governance structure and board representation\n## Land acquisition and long-term land control\n## Ownership separation: land vs. home","[{\"question\":\"Why focus on southeastern North Carolina housing affordability?\",\"answer\":\"Housing is expensive across the region and prices keep rising, while real income grows more slowly for most residents. The affordability gap is widening across New Hanover, Brunswick, and Pender Counties.\"},{\"question\":\"How does the Community Land Trust approach differ from typical subsidies?\",\"answer\":\"Typical responses subsidize limited-income buyers to reduce financing costs for an unaffordable purchase price. The Community Land Trust instead uses subsidy to create and preserve an affordable selling price, keeping the home affordable for the long term.\"},{\"question\":\"What governance structure governs a Community Land Trust?\",\"answer\":\"A CLT is governed by a board representing community interests. One-third of seats are leaseholder/homeowners, one-third are community representatives, and one-third are public representatives.\"}]","Community Land Trusts - An Innovative Solution for Southeastern North Carolina | PDF",63]