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will no longer be a component of examination programs in its supervision of banks.  \nDivision of Supervision and Regulation  \nManual Contact Information  \nInquiries or comments relating to the contents ofthis manual should be addressed to:  \nDirector, Division of Supervision and Regulation Board of Governors ofthe Federal Reserve System Washington, D.C. 20551  \nIn addition, comments may be sent via the Board’s public website.  \nTable of Contents  \nCommercial Bank Examination Manual  \n\n| This general table of contents lists the major section heads for each part of the manual:\u003Cbr>1000 Supervisory Process\u003Cbr>2000 Assets\u003Cbr>3000 Capital, Earnings, Liquidity, and Sensitivity to Market Risk 4000 Management Activities and Internal Controls\u003Cbr>5000 Other Examination Areas\u003Cbr>6000 Bank Regulations\u003Cbr>7000 International\u003Cbr>8000 Statutes Administered by the Federal Reserve |  |\n| --- | --- |\n| Section | Title |\n|  | SUPERVISORY PROCESS |\n| 1000 | Examination Strategy and Risk-Focused Examinations |\n| 1001 | Community Bank Supervision Process |\n| 1002 | Supervision of State Member Banks in the Regional Banking\u003Cbr>Organization Portfolio |\n| 1005 | Large Institution Supervision Coordinating Committee |\n| 1007 | Other Types of Examinations |\n| 1015 | Conflict-of-Interest Rules for Examiners |\n| 1020 | Federal Reserve System Bank Surveillance Program |\n| 1030 | Workpapers |\n| 1040 | Meetings with Board of Directors |\n| 1050 | Formal and Informal Supervisory Actions |\n| 1100 | Overall Conclusions Regarding Condition of the Bank |\n| 1200 | Uniform Financial Institutions Rating System and the Federal Reserve’s Risk-Management Rating\u003Cbr>ASSETS\u003Cbr>Supervisory Oversight and Examination Activities |\n| 2001 | Loan-Sampling Program for Certain Community Banks |\n| 2002 | Loan Coverage Examination Requirements for Community State Member Banks with $10 Billion or Less in Total Consolidated Assets |\n| 2003 | Supervisory Loan Sampling at Regional Banking Organizations |\n| 2005 | Off-site Review of Loan Files |\n| 2006 | Shared National Credits |\n| 2008 | Classification of Credits |\n| 2010 | General Topics in Loan Portfolio Management\u003Cbr>Loan Portfolio Management |\n| 2011 | Credit Risk Review Systems |\n| 2012 | Allowance for Loan and Lease Losses (ALLL) |\n| 2013 | Allowance for Credit Losses |\n| 2014 | ALLL Methodologies and Documentation |\n| 2015 | ALLL Estimation Practices for Loans Secured by Junior Liens |\n| 2025 | Counterparty Credit-Risk Management |\n| 2040 | Contingent Claims from Off-Balance-Sheet Credit Activities |\n| 2045 | Loan Participations—the Agreements and Participants |\n| 2050 | Concentrations of Credits |\n\nCommercial Bank Examination Manual October 2023  \nSection  \nTitle  \nTypes of Lending  \n2080 Commercial and Industrial Loans  \n2090 Real Estate Loans  \n2100 Real Estate Construction Loans  \n2102 Real Estate Appraisals and Evaluations  \n2103 Concentrations in Commercial Real Estate Lending, Sound  \nRisk-Management Practices 2110 Floor-Plan Loans  \n2115 Leveraged Lending  \n2120 Direct Financing Leases  \n2130 Consumer Credit  \n2133 Subprime Lending  \n2135 Subprime Mortgage Lending  \n2136 Nontraditional Mortgages—Associated Risks  \n2138 Mortgage Banking  \n2140 Agricultural Loans  \n2142 Agriculture Credit-Risk Management  \n2150 Energy Lending—Reserve-Based Loans  \n2160 Asset-Based Lending  \n2170 Securities Broker and Dealer Loans  \n2180 Factoring  \nOther Assets and Other Liabilities  \n2300 Other Assets and Other Liabilities  \n2310 Cash Accounts  \n2320 Due from Banks  \n2330 Deposit Accounts  \n2340 Bank Premises and Equipment  \n2400 Other Real Estate Owned (OREO)  \nInvestments  \n2500 Investment Securities and End-User Activities  \n2510 Investing in Securities without Reliance on Ratings of Nationally Recognized  \nStatistical Rating Organizations 2520 Private Placements  \nCAPITAL, EARNINGS, LIQUIDITY, AND SENSITIVITY TO MARKET RISK Capital  \n3000 Assess","cbCaisCedhwuUBix","https://ap.wps.com/l/cbCaisCedhwuUBix","pdf",8096213,1568,"English","# Supervisory Process\n## Examination Strategy and Risk-Focused Examinations\n## Community Bank Supervision Process\n## Assets\n## Capital, Earnings, Liquidity, and Sensitivity to Market Risk\n# Management Activities and Internal Controls\n## Duties and Responsibilities of Directors\n# Other Examination Areas\n## Information Technology\n# Bank Regulations\n## International\n# Statutes Administered by the Federal Reserve","[{\"question\":\"What is the purpose of the Commercial Bank Examination Manual?\",\"answer\":\"It organizes the Federal Reserve’s examination and supervisory framework for banks, including risk-focused approaches and thematic review areas. The manual structures expectations across multiple supervisory domains.\"},{\"question\":\"Which major topics are covered in the manual’s table of contents?\",\"answer\":\"The table of contents spans the supervisory process, assets, capital and liquidity, market-risk sensitivity, management and internal controls, other examination areas, bank regulations, international coverage, and statutes administered by the Federal Reserve.\"},{\"question\":\"How does the manual approach examinations from a risk perspective?\",\"answer\":\"It includes sections dedicated to examination strategy and risk-focused examinations, covering areas such as loan sampling, credit classification, and credit-risk and market-risk management topics.\"}]","Commercial Bank Examination Manual - Table of Contents - Section 1000–8000 Overview | PDF",1790333429,3951]