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R.S 23-3.9-103  \nJanuary 2025  \n1600 Broadway, Suite 2200, Denver, CO 80202 For more information contact:  \n[CDHE@dhe.state.co. us](CDHE@dhe.state.co. us)  \nIntroduction  \nThe Colorado Department of Higher Education (CDHE) and the Colorado Department of Education (CDE) determined that an effective strategy for addressing teacher shortages and filling hard-to-fill positions in remote geographic locations is to offer repayment of educational loans for those who fill these positions. Pursuant to C. R.S 23-3.9-100.2, the Colorado Department of Higher Education (CDHE) and the Colorado Commission on Higher Education (CCHE) were authorized by the Colorado General Assembly to develop and maintain an educator loan forgiveness program to help retain Colorado educators. Thus, the Colorado Educator Loan Forgiveness Program was established. The Loan Forgiveness Program established by Senate Bill 19-003 forgives annually up to $5,000 dollars of an educator’s federal student loans every year for up to five years. After receiving this award, if a participant still has a remaining balance on their student loans, they can reapply for the program. They can only receive one loan forgiveness award from the state per month. The total appropriation for this program is $500,000 a year.  \nDuring the COVID-19 pandemic, the loan forgiveness program was suspended. SB21-185 reenacted the program originally and continued the program for five years. The cap of 100 eligible educators was removed through SB20-158, pending available funding.  \nThe program has a contractual relationship with the external vendor Tuition.io. Collaborating with the vendor, CDHE created an application process and a website with an FAQ outlining the program, eligibility, and goals. The Vendor facilities the program by handling the application review, confirming program eligibility (verification of employment and licensure) and ranking the applications as determined by C. R.S 23-3.9-101 and according to the prioritization guidelines set forth in revised statutes. Upon approval of those top applicants, the vendor sends award letters and informs all remaining applicants they were not selected for funds this round in spring 2024.  \nMonthly CDHE transfers program funds to the vendor, and they distribute the funds directly to the financial institutions holding the educational loans of the recipients; paid in monthly installments. The vendor reconfirms the program eligibility of all participants by reverifying after 6 months in the program for their employment for CDHE to approve the disbursement of the second half of the total grant award to the financial institutions holding the educational loans of the award recipients.  \nThis report contains information about the Colorado Educator Loan Forgiveness Program, including, but not limited to the following:  \n1. The content shortage areas identified by the Colorado Department of Education (CDE);  \n2. The number of applications received for the 2023-24 cohort, and the number of participants awarded loan forgiveness;  \n3. The public schools in which the participants are employed;  \n4. Demographic information for the participants;  \n5. The amount of money applied toward loan forgiveness.  \nProgram Overview  \nThe Colorado Department of Higher Education Loan Forgiveness award cycles run from July-June with awardees awarded up to $5000 towards their educational loans.  \n• Year 1 Cohort, July 2022-June 2023: 100 educators received loan forgiveness toward their educational loans.  \n• Year 2 Cohort, July 2023-June 2024: 100 awardees received loan forgiveness.  \n• Year 3 Cohort, July 2024-June 2025: 120 awardees received loan forgiveness.  \nThe application for Year 4 participants will open on March 1 through April 2025.  \n• Award letters will be sent by the end ","cbCaio8j5syfsuvN","https://ap.wps.com/l/cbCaio8j5syfsuvN","pdf",319010,11,"English","# Introduction\n## Program Overview\n## Determining Eligibility\n## Statewide Educator Shortage Areas","[{\"question\":\"What is the maximum annual loan forgiveness amount and program duration?\",\"answer\":\"The program forgives up to $5,000 of eligible federal student loans each year for up to five years.\"},{\"question\":\"How does the program verify eligibility and manage disbursement?\",\"answer\":\"An external vendor handles application review, verifies employment and licensure, ranks applications, sends award letters, and coordinates monthly fund transfers. Participants’ eligibility is reconfirmed after six months before the second half of the award is approved for disbursement.\"},{\"question\":\"Which educators receive priority consideration when determining eligibility?\",\"answer\":\"Applicants with contracts for qualified positions in rural school districts or rural schools are prioritized first. Next, applicants in content shortage areas are considered, with prioritization then based on the length of time employed under educator license categories as specified by statute.\"}]","Colorado Educator Loan Forgiveness Program - Report | PDF",1792049508,28]