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The document frames the request around the reasonableness of the change and includes justification and supporting context.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What is the history of changes to the Base Driver Premium since 2000?",{"text":68,"@type":64},"The base driver premium has remained at $45 since 1997. The Public Utilities Board approved a $10 increase (PUB Order 116/96) bringing the rate from $35 to $45, implying no further changes since that period.",{"name":70,"@type":61,"acceptedAnswer":71},"How does the document compare MPI’s base driver premium with other jurisdictions?",{"text":72,"@type":64},"It notes that SGI has no insurance premium tied to the driver license, and ICBC base premium is $0 but includes tariffs for convictions that offset insurance premium. It also quotes SAAQ’s 2024 licence renewal cost breakdown and explains the insurance contribution allocation and conditions related to demerit points.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},307857,1790135320,{"code":4,"msg":82,"data":83},"success",{"doc_id":79,"user_id":84,"nickname":42,"user_avatar":85,"doc_module":4,"category_id":55,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":86,"file_id":87,"file_url":88,"file_type":89,"file_size":90,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":91,"language":92,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":93,"faqs":94,"seo_title":95,"seo_description":12,"update_tm":96,"read_time":97,"preview_page_count":4},962085564807,"https://ap-avatar.wpscdn.com/davatar_6f874abed73319feea01a86fa6f0fab8","CAC (MPI) 1-1  \n\n| Part and Chapter: | Part II\u003Cbr>Legal Application | Page No.: | 1 |\n| --- | --- | --- | --- |\n| PUB Approved Issue No: | 1. Requested vehicle rate and any changes to other feesand discounts; |  |  |\n| Topic: | $10 increase to the Base Driver Premium |  |  |\n| Sub Topic: |  |  |  |\n\nPreamble to IR (If Any):  \nMPI is applying for a $10 increase to premiums charged with respect to compulsory driver insurance provided by MPI.  \nQuestion:  \na. Please provide a narrative discussion of the justification for seeking a $10 increase to the Base Driver premium.  \nb. Please provide a history of changes to the Base Driver Premium since 2000.  \nc. To the extent possible, please provide a jurisdictional comparison between MPI, ICBC, SGI and SAAQ with respect to the base driver premium (or equivalent) rate.  \nRationale for Question:  \nTo understand the reasonableness of the requested change to premiums.  \nRESPONSE:  \na) Please see the response to CMMG (MPI) 1-9.  \nb) The base driver premium has remained at $45 since 1997, when the Public Utilities Board approved a $10 increase (PUB Order 116/96), which brought the rate from $35 to $45.  \nc) SGI has no insurance premium tied to the driver license. ICBC base premium is $0 but has tariffs for convictions that offset insurance premium. The following is from the SAAQ website:  \n“In 2024, the total cost for renewing a Class 5 (passenger vehicle) driver's licence is $127.05 (unless the licence holder has demerit points entered in their record!).  \nOf this total amount, $101.55 (including the 9% sales tax paid to Revenu Québec) represents the insurance contribution allocated directly to the fund.  \nThe remaining amount included a $5.20 administrative fee and a $20.30 duty paid to the Ministère des Finances.  \nIt should be noted, however, that in 2024, holders ofa Class 5 (passenger vehicle) and Class 6 (motorcycle) licence – other than learner drivers—get a break from having to pay the insurance contribution when their licence is issued or renewed. These licence holders only have to pay the duties, administration fees and, if applicable, the insurance contribution stemming from any accumulated demerit points.  \nTherefore, if you do not have any demerit points in your driving record, your driver’s licence will cost you $25.50 in 2024.1”  \n1 [https://saaq.gouv.qc.ca/en/traffic-accident/public-automobile-insurance-plan/insurance](https://saaq.gouv.qc.ca/en/traffic-accident/public-automobile-insurance-plan/insurance)contributions\\#:~:text=In%202024%2C%20the%20total%20cost,allocated%20directly%20 to%20the%20fund.  \nCAC (MPI) 1-2  \n\n| Part and Chapter: | Part II—COM Appendix 3 | Page No.: | 3-4 |\n| --- | --- | --- | --- |\n| PUB Approved Issue No: | 8. Cost of Operations |  |  |\n| Topic: | Budgeting Process Framework |  |  |\n| Sub Topic: |  |  |  |\n\nPreamble to IR (If Any):  \nOperating expenses are controlled by management. The development of the operating budget is guided by two approaches: Top-Down Guidance and Bottom-up exercise .  \nOn page 3 it states:  \n“Top-Down Guidance is established by the Executive Committee (EC) and reflects the prioritization of strategic initiatives that will improve operations (e.g., Lower operating costs, adding new capabilities, or enhancing consumer experience or risk mitigation) . This reflects an enterprise view and seeks to establish the corporate pace (run rate) with respect to level setting natural corporate operating expenses for the budget period. This includes the scale and scope of staffing. Past and current trending on expenditures is considered while evaluating potential improvements in process/new capabilities to product and service levels. This also reflects direction, if any, from the Treasure Board Secretariat (TBS) . Alignment at the EC level is then disseminated to individual business units as a guard rail on department budget expectations.”  \nOn page 4 it states:  \n“Bottom-up exercise  \nThis reflects department operating and initiative pl","cbCaifXhAwmQexOB","https://ap.wps.com/l/cbCaifXhAwmQexOB","pdf",32832479,1207,"English","# CAC (MPI) 1-1\n## Part II Legal Application\n## Justification and history of Base Driver Premium\n## Jurisdictional comparison (MPI, ICBC, SGI, SAAQ)\n# CAC (MPI) 1-2\n## Part II—COM Appendix 3\n## Budgeting Process Framework\n## Top-Down and Bottom-up budgeting experience\n## MPI value proposition and financial impact\n## Treasury Board Secretariat directions","[{\"question\":\"Why is MPI seeking a $10 increase to the Base Driver Premium?\",\"answer\":\"MPI is applying for a $10 increase to premiums charged for compulsory driver insurance provided by MPI. The document frames the request around the reasonableness of the change and includes justification and supporting context.\"},{\"question\":\"What is the history of changes to the Base Driver Premium since 2000?\",\"answer\":\"The base driver premium has remained at $45 since 1997. The Public Utilities Board approved a $10 increase (PUB Order 116/96) bringing the rate from $35 to $45, implying no further changes since that period.\"},{\"question\":\"How does the document compare MPI’s base driver premium with other jurisdictions?\",\"answer\":\"It notes that SGI has no insurance premium tied to the driver license, and ICBC base premium is $0 but includes tariffs for convictions that offset insurance premium. It also quotes SAAQ’s 2024 licence renewal cost breakdown and explains the insurance contribution allocation and conditions related to demerit points.\"}]","CAC (MPI) 1-1 - Part II - Legal Application - Response | PDF",1789856454,3042,{"code":4,"msg":82,"data":99},[100,104,108,112,117,122,127,130,135,138,142],{"id":22,"doc_module":4,"doc_module_name":25,"category_name":101,"show_sort_weight":102,"slug":103},"Story & Novel",90,"story-novel",{"id":26,"doc_module":4,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},"Literature",80,"literature",{"id":33,"doc_module":4,"doc_module_name":25,"category_name":109,"show_sort_weight":110,"slug":111},"Exam",70,"exam",{"id":113,"doc_module":4,"doc_module_name":25,"category_name":114,"show_sort_weight":115,"slug":116},5,"Comic",60,"comic",{"id":118,"doc_module":4,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},6,"Technology",50,"technology",{"id":123,"doc_module":4,"doc_module_name":25,"category_name":124,"show_sort_weight":125,"slug":126},7,"Healthcare",40,"healthcare",{"id":55,"doc_module":4,"doc_module_name":25,"category_name":29,"show_sort_weight":128,"slug":129},30,"research-report",{"id":131,"doc_module":4,"doc_module_name":25,"category_name":132,"show_sort_weight":133,"slug":134},9,"Religion & Spirituality",20,"religion-spirituality",{"id":133,"doc_module":4,"doc_module_name":25,"category_name":136,"show_sort_weight":133,"slug":137},"World Cup","world-cup",{"id":139,"doc_module":4,"doc_module_name":25,"category_name":140,"show_sort_weight":139,"slug":141},10,"Lifestyle","lifestyle",{"id":143,"doc_module":4,"doc_module_name":25,"category_name":144,"show_sort_weight":113,"slug":145},19,"General","general"]