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It specifies full-time eligibility hours, benefit maximums and flat amounts by class, minimum benefit amounts, guaranteed issue terms, and a benefit reduction schedule with class-specific percentages and thresholds. Coverage also includes continuity of coverage, life disability provisions, premium waiver conditions, living benefit options, portability, conversion, and accidental death & dismemberment mapping to basic life benefit.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":35,"@type":76,"position":81},"https://docshare.wps.com/document/healthcare/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/basic-employee-life-and-add-class-descriptions/203441/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/basic-employee-life-and-add-class-descriptions/203441.png","ImageObject",300,407,{"name":92,"@type":93},"Dipper","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-10","2026-09-04",true,{"@type":102,"interactionType":103,"userInteractionCount":44},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"Which employee groups qualify for full-time eligibility under the basic life and AD&D classes?","Question",{"text":112,"@type":113},"Active employees are grouped into classes covering administrative/support staff, maintenance and operational supervisors, custodians, bus drivers and food service members, clerical members, teachers, and superintendents, each with class-specific full-time eligibility hours.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"How are benefit amounts determined for different classes?",{"text":117,"@type":113},"Benefits are set using a mix of earnings-based multiples and flat amounts depending on class, along with a minimum benefit amount and a guaranteed issue equal to the benefit amount.",{"name":119,"@type":110,"acceptedAnswer":120},"What does the AD&D coverage use as its basis?",{"text":121,"@type":113},"Accidental death and dismemberment coverage for the listed classes matches the basic life benefit amount for those classes.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},203441,1788560824,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":34,"category_name":35,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":44,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":14,"language":139,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":140,"faqs":141,"seo_title":142,"seo_description":67,"update_tm":129,"read_time":24},1374404997633,"https://ap-avatar.wpscdn.com/davatar_a8503ba1806abce46bf441b54a3ca4cd","Trenton Public Schools  \n# Basic Employee Life and AD&D\n\n## Class Description(s):\n\nClass 1:All Full-time Active Employees who are Administrative and Support Staff except Superintendent(s)  \nFull Time Eligibility:20 hours per week  \nClass 2:All Full-time Active Employees who are Maintenance and Operational Supervisor Members  \nFull Time Eligibility:20 hours per week  \nClass 3:All Full-time Active Employees who are Custodians C,Bus Drivers,and Food Service Members  \nFull Time Eligibility:30 hours per week  \nClass 6:All Full-time Active Employees who are Clerical Members  \nFull Time Eligibility:20 hours per week  \nClass 7:All Full-time Active Employees who are Teachers  \nFullTime Eligibility:20 hours per week  \nClass 8:All Full-time Active Employees who are Superintendents  \nFull Time Eligibility:20 hours per week  \nClass 9:Retired Employees who are Administrative and Support Staff except Superintendent who retired before7/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.firm the ER after the last day as Actv EE  \nClass 10:Retired Employees who are Superintendents  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 12:Retired Employees who are Custodians A,B,C,and Swing Shift,Groundsmen,Skilled Labor,Food  \nService,and Bus Drivers who were Full Time and retired before 7/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 13:Retired Employees who are Custodians A,B,C,and Swing Shift,Groundsmen,Skilled Labor,FoodService,and Bus Drivers who were Part Time and retired before 7/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 14:Retired Employees who are Clerical Members who retired between 7/1/1989 and 9/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 15:Retired Employees who are Teachers who retired between 7/1/1981 and 9/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 17:Retired Employees who are Clerical Members who retired between 7/1/1982 and 7/1/1989  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 18:Retired Employees who are Teachers retired between 7/1/1979 and 7/1/1980  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 19:Retired Employees who are Teachers retired after 9/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.fim the ER after the last day as Actv EE  \nClass 20:Retired Employees who are Administrative and Support Staff except Superintendent retired after 7/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 21:Retired Employees who are Maintenance and Operational Supervisor Members retired after 7/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 22:Retired Employees who are Clerical Members retired after 9/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \nClass 23:Retired Employees who are Custodians A,B,C,and Swing Shift,Groundsmen,Skilled Labor,Food  \nService,and Bus Drivers who were Full Time and retired after 7/1/1998  \nRetiree Eligibility:who was Actv EE of &who ret.frm the ER after the last day as Actv EE  \n(  \nTrenton Public Schools  \n\n|  |  |  |  |  |\n| --- | --- | --- | --- | --- |\n| Benefit Schedule   |  |  | Class 1-2 times Earnings to a Maximum Benefit of $300,000  \u003Cbr>Class 14,19.21.22-Flat $15,000  \u003Cbr>Class 18,23-Flat $12,500  \u003Cbr>Class 17-Flat $5,000  \u003Cbr>Class 2,6,9.10,15,20-Flat $30,000  \u003Cbr>Class 3-Flat $25,000  \u003Cbr>Class 7-Flat $45,000  \u003Cbr>Class 8-4 times Earnings to a Maximum Benefit of $500,000  \u003Cbr>Class 12-Flat$11,000  \u003Cbr>Class 13-Flat $4,500   |  |\n| Minimum Benefit Amount   |  |  | Class 1,8-$10,000   |  |\n| Guaranteed Issue   |  |  | Equal to Bene","cbCairgqQxlO32ev","https://ap.wps.com/l/cbCairgqQxlO32ev","pdf",87691,"English","# Class Description(s)\n## Benefit schedule and eligibility\n## Coverage and rates","[{\"question\":\"Which employee groups qualify for full-time eligibility under the basic life and AD\\u0026D classes?\",\"answer\":\"Active employees are grouped into classes covering administrative/support staff, maintenance and operational supervisors, custodians, bus drivers and food service members, clerical members, teachers, and superintendents, each with class-specific full-time eligibility hours.\"},{\"question\":\"How are benefit amounts determined for different classes?\",\"answer\":\"Benefits are set using a mix of earnings-based multiples and flat amounts depending on class, along with a minimum benefit amount and a guaranteed issue equal to the benefit amount.\"},{\"question\":\"What does the AD\\u0026D coverage use as its basis?\",\"answer\":\"Accidental death and dismemberment coverage for the listed classes matches the basic life benefit amount for those classes.\"}]","Basic Employee Life and AD&D - Class Description(s) | PDF"]