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It covers core concepts such as bank account, balance, branch, check (book), bank statement, charges, current account, and overdraft, then connects them to short example dialogue segments. 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I have a current account which I use to write checks, make bill payments and so on. It’s a joint account with my wife. Normally we’re in the black but sometimes we spend more money than there is in the account and we go into the red and have an overdraft. There are charges that are taken from the account if we go overdrawn. And of course we pay interest on the overdraft too. The interest rate is quite high.  \nBanking  \nExample Sentences  \nBanking Vocabulary  \nDebit Card  \nA small plastic card that can be used to pay for items without giving the seller cash directly. The money is taken from the account immediately.  \nSavings Account  \nAn account for keeping money for the longer term.","cbCaifcqUxmnnHXF","https://ap.wps.com/l/cbCaifcqUxmnnHXF","pdf",2435868,37,"English","# Important words to learn\n## Profits or Benefits?\n## What’s the difference?\n## Money\n## Useful vocabulary\n## Idioms & Expressions\n## Lend vs Borrow\n## Understanding the important difference\n# Business Dialogue\n## An example of a conversation about money\n# Banking Vocabulary\n## Bank Account\n## Balance\n## Branch\n## Check (book)\n## (Bank) statement\n## Charges\n## Current Account\n## Overdraft\n## Debit Card\n## Savings Account","[{\"question\":\"What is the difference between lending and borrowing?\",\"answer\":\"The material highlights that the two actions are fundamentally different in direction: lending means giving money to others, while borrowing means receiving money with an obligation to return.\"},{\"question\":\"What does a balance mean in a bank account?\",\"answer\":\"Balance refers to the amount of money in an account, which can be positive or negative depending on the account status.\"},{\"question\":\"What is an overdraft and what happens if it is used?\",\"answer\":\"An overdraft is money a customer can use each month that they do not own. Charges may be taken if the account is overdrawn, and interest is paid on the overdraft as well.\"}]","Banking, money & business English dialogues - Learn vocabulary and example dialogues | PDF",1790592413,93]