[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-0-en-105":3,"doc-seo-424516-105":59,"doc-detail-424516-en":130},{"code":4,"msg":5,"data":6},0,"success",[7,13,18,23,28,33,38,43,48,51,55],{"id":8,"doc_module":4,"doc_module_name":9,"category_name":10,"show_sort_weight":11,"slug":12},1,"Document","Story & Novel",90,"story-novel",{"id":14,"doc_module":4,"doc_module_name":9,"category_name":15,"show_sort_weight":16,"slug":17},2,"Literature",80,"literature",{"id":19,"doc_module":4,"doc_module_name":9,"category_name":20,"show_sort_weight":21,"slug":22},4,"Exam",70,"exam",{"id":24,"doc_module":4,"doc_module_name":9,"category_name":25,"show_sort_weight":26,"slug":27},5,"Comic",60,"comic",{"id":29,"doc_module":4,"doc_module_name":9,"category_name":30,"show_sort_weight":31,"slug":32},6,"Technology",50,"technology",{"id":34,"doc_module":4,"doc_module_name":9,"category_name":35,"show_sort_weight":36,"slug":37},7,"Healthcare",40,"healthcare",{"id":39,"doc_module":4,"doc_module_name":9,"category_name":40,"show_sort_weight":41,"slug":42},8,"Research & Report",30,"research-report",{"id":44,"doc_module":4,"doc_module_name":9,"category_name":45,"show_sort_weight":46,"slug":47},9,"Religion & Spirituality",20,"religion-spirituality",{"id":46,"doc_module":4,"doc_module_name":9,"category_name":49,"show_sort_weight":46,"slug":50},"World Cup","world-cup",{"id":52,"doc_module":4,"doc_module_name":9,"category_name":53,"show_sort_weight":52,"slug":54},10,"Lifestyle","lifestyle",{"id":56,"doc_module":4,"doc_module_name":9,"category_name":57,"show_sort_weight":24,"slug":58},19,"General","general",{"code":4,"msg":60,"data":61},"ok",{"site_id":62,"language":63,"slug":64,"title":65,"keywords":66,"description":67,"schema_data":68,"social_meta":123,"head_meta":125,"extra_data":127,"updated_unix":129},105,"en","aces-verdict-low-and-middle-income-families-bear-most-college-costs","ACE's Verdict:Low-and Middle-Income Families Bear Most College Costs","","Higher-income students and families are not the main focus of the reported higher-education findings; hard data from the American Council on Education (ACE) shows that middle-income students receive little federal aid relative to rising college costs. Low-income students are described as still paying a substantial share despite targeted programs, with “real” annual costs averaging about $2,500 at public colleges and exceeding $4,000 at independent institutions after 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does ACE say about federal aid for middle-income students compared with college costs?","Question",{"text":112,"@type":113},"ACE reports that middle-income students receive little federal aid relative to the costs of college attendance.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"How does ACE describe “real” college costs for low-income families after grants?",{"text":117,"@type":113},"ACE states that the remaining “real” cost averages about $2,500 per year at public colleges and exceeds $4,000 annually at independent institutions.",{"name":119,"@type":110,"acceptedAnswer":120},"Which kinds of federal aid are discussed as being used by low-income students?",{"text":121,"@type":113},"The text highlights Guaranteed Student Loans (GSLs) as a major funding source, and it notes that many low-income students receive Pell Grants while a significant minority do not.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},424516,1791328358,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":19,"category_name":20,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":19,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":34,"language":139,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":140,"faqs":141,"seo_title":142,"seo_description":67,"update_tm":143,"read_time":144,"preview_page_count":4},962090893776,"https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","HIGHER EDUCATION  \nDAILY  \nThe Indopendent dally news service foradministrators in postsecondaryeducation.  \nVo1。13,No。146                    Monday,July 29,1985  \n# ACE'S VERDICT:LOW-AND MIDDLE-INCOME FAMILIES BEAR MOST COLLEGE COSTS\n\nAlthough the higher education community has believed it for some time,theAmerican Council on Education(ACE)may be the first to say it with hard data:middle-income students get little federal aid compared to college costs.  \nAnd while student aid is targeted toward low-income families,those with lessthan $15,000 a year,they end up footing at least half of the costs,says ACE。\"The aid system helps,but eventually the costs of college come out of thepocket,\"said ACE senior research associate Scott Miller.  \nThe research is being released today in two reports,\"How Middle-Income Fam1-lies Pay For College\"and \"How Low-Income Families Pay for College.”Funded bya grant from the New York-based Teagle Foundation,the reports were coauthoredby Miller and research associate Holly Hexter.  \n\"Yes,there is a great deal of aid available to these students,and yes,theseprograms provide access to college for many who otherwise would have no hope ofattending,\"said the report focusing on low-income students.  \n\"But the facts are that low-income students and their fam-flies are paying a substantial portion of the costs of college attendance and,despite the availability of student aid,a college education remains out ofreach for many of these families,\"it added.  \nAccording to the research,a low-income family's\"real\"college cost--theamount remaining after grants are deducted--averages about $2,500 per year atpublic colleges and exceeds $4,000 annually at independent institutions.Formiddle-income families,those earning $15,000 to $35,000 a year,those costsare even higher.  \nIn fact,the research concluded one in three middle-income Guaranteed StudentLoan(GSL)recipients at public colleges and.one in eight at private collegespaid 100 percent of the real costs of college.  \nThe studies are based on data collected in a random sample of 15,000 public andprivate college students in the 1983-84 academic year under a Ford Foundationgrant.The information collected was extracted from institution records,notself-reported,making it one of the richest data bases on student financial aidavailable,Miller said.  \nAmong the conclusions of the two reports:  \n■Low-income students have come to rely on GSLs to finance their college edu-(more)  \n      July 29,1985  \n# ACE's VERDICT:LOW-AND MIDDLE-INCOME FAMILIES BEAR MOST COLLEGE COSTS(Cont.)\n\ncation.At private colleges,three out of five low-income students receivingfederal student aid secure a GSL,and they borrow an average of $2,250 peryear.More than 25 percent of low-income student aid recipients at pubiic col-leges receive GSLs,and they borrow an average of $1,850 per year.  \n■ Although most low-income students receive Pell Grants,a significant numberdo not.Some 17 percent of low-income public institution students do not getPell Grants,while 13 percent of private college students do not.  \n■ A student's probability of receiving financial aid,especially grant sup-port,falls off sharply once family income exceeds $25,000.For example,twoin three aid recipients whose family incomes are less than $25,000 receive aPell grant,as compared to one in three of these whose family incomes fallbetween $25,000 and $35,000.  \n■ States provide significant amounts of grant aid to middle-income students.Half the middle-income aid recipients at private colleges and a third of thoseattending public colleges receive state grant assistance.  \n■ Middle-income families are,in general,not saving enough to meet collegecosts.Using figures provided by the National Institute of Independent Col-leges and Universities,only 52 percent of those families with incomes between$20,000 and $30,000 are current1y saving for their children's education.  \nCopies of the report are available for $5 each for ACE members and $8 each forn","cbCaipfR6Ei3oFKx","https://ap.wps.com/l/cbCaipfR6Ei3oFKx","pdf",1913697,"English","# ACE'S VERDICT:LOW-AND MIDDLE-INCOME FAMILIES BEAR MOST COLLEGE COSTS\n## Middle-income aid vs. college costs\n## Real college cost after grants\n## Guaranteed Student Loans and Pell Grants\n## Aid probability and state grants\n## Savings shortfalls","[{\"question\":\"What does ACE say about federal aid for middle-income students compared with college costs?\",\"answer\":\"ACE reports that middle-income students receive little federal aid relative to the costs of college attendance.\"},{\"question\":\"How does ACE describe “real” college costs for low-income families after grants?\",\"answer\":\"ACE states that the remaining “real” cost averages about $2,500 per year at public colleges and exceeds $4,000 annually at independent institutions.\"},{\"question\":\"Which kinds of federal aid are discussed as being used by low-income students?\",\"answer\":\"The text highlights Guaranteed Student Loans (GSLs) as a major funding source, and it notes that many low-income students receive Pell Grants while a significant minority do not.\"}]","ACE's Verdict:Low-and Middle-Income Families Bear Most College Costs | PDF",1790634448,18]