[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-0-en-105":3,"doc-seo-323593-105":59,"doc-detail-323593-en":131},{"code":4,"msg":5,"data":6},0,"success",[7,13,18,23,28,33,38,43,48,51,55],{"id":8,"doc_module":4,"doc_module_name":9,"category_name":10,"show_sort_weight":11,"slug":12},1,"Document","Story & Novel",90,"story-novel",{"id":14,"doc_module":4,"doc_module_name":9,"category_name":15,"show_sort_weight":16,"slug":17},2,"Literature",80,"literature",{"id":19,"doc_module":4,"doc_module_name":9,"category_name":20,"show_sort_weight":21,"slug":22},4,"Exam",70,"exam",{"id":24,"doc_module":4,"doc_module_name":9,"category_name":25,"show_sort_weight":26,"slug":27},5,"Comic",60,"comic",{"id":29,"doc_module":4,"doc_module_name":9,"category_name":30,"show_sort_weight":31,"slug":32},6,"Technology",50,"technology",{"id":34,"doc_module":4,"doc_module_name":9,"category_name":35,"show_sort_weight":36,"slug":37},7,"Healthcare",40,"healthcare",{"id":39,"doc_module":4,"doc_module_name":9,"category_name":40,"show_sort_weight":41,"slug":42},8,"Research & Report",30,"research-report",{"id":44,"doc_module":4,"doc_module_name":9,"category_name":45,"show_sort_weight":46,"slug":47},9,"Religion & Spirituality",20,"religion-spirituality",{"id":46,"doc_module":4,"doc_module_name":9,"category_name":49,"show_sort_weight":46,"slug":50},"World Cup","world-cup",{"id":52,"doc_module":4,"doc_module_name":9,"category_name":53,"show_sort_weight":52,"slug":54},10,"Lifestyle","lifestyle",{"id":56,"doc_module":4,"doc_module_name":9,"category_name":57,"show_sort_weight":24,"slug":58},19,"General","general",{"code":4,"msg":60,"data":61},"ok",{"site_id":62,"language":63,"slug":64,"title":65,"keywords":66,"description":67,"schema_data":68,"social_meta":124,"head_meta":126,"extra_data":128,"updated_unix":130},105,"en","a-guide-to-your-benefits-2022","A Guide to Your Benefits - 2022","","Luther College 2022 Open Enrollment guide explains how to review and elect benefit options for the upcoming plan year, including deadlines and what actions employees must complete through HR. It outlines important dates, enrollment form requirements, rules for keeping or changing coverage, and key changes for 2022, such as health care rate impacts, plan design adjustments, Teladoc and convenience care costs, and guidance on HSA and flexible spending account elections. It also provides a structured directory of benefit topics and required notices.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":35,"@type":76,"position":81},"https://docshare.wps.com/document/healthcare/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/a-guide-to-your-benefits-2022/323593/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/a-guide-to-your-benefits-2022/323593.png","ImageObject",300,407,{"name":92,"@type":93},"Jordan Avery","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-22","2026-09-21",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",12,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"When is Luther College’s 2022 Open Enrollment period, and when do enrollment forms need to be returned?","Question",{"text":113,"@type":114},"Open Enrollment runs November 4, 2021 through November 19, 2021. Enrollment form(s) are due to HR on November 19, 2021.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"What key changes are described for health care rates and employee costs in 2022?",{"text":118,"@type":114},"The guide states that Luther will keep employee premium contributions unchanged for 2022, while plan changes may require employees to pay more out of pocket as services are used. It also reports Luther College health care costs increasing by 11.2%.",{"name":120,"@type":111,"acceptedAnswer":121},"How do HSA eligibility and flexible spending account (FSA) rollovers work for 2022?",{"text":122,"@type":114},"2021 FSA elections do not automatically roll over to 2022; an election form is required to continue. For choosing the HDHP option in 2022, employees must have a zero Health Care FSA balance as of December 31, 2021 to contribute to an HSA on January 1, 2022, and otherwise may not contribute until April 1, 2022.","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},323593,1790341015,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":34,"category_name":35,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":140,"language":141,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":142,"faqs":143,"seo_title":144,"seo_description":67,"update_tm":145,"read_time":146},1099523882367,"https://ap-avatar.wpscdn.com/davatar_9964176cb1d06d4a9deccf72a44ae3dc","A Guide to Your Benefits 2022  \nA GUIDE TO YOUR BENEFITS | 2022  \nWelcome to Luther College’s 2022 Open Enrollment! We are pleased to offer a wide range of benefits to meet the needs of you and your family for the upcoming plan year. Open enrollment is your once-a-year opportunity to review your benefit needs and make elections for 2022.  \nIn the pages that follow, we have summarized the 2022 benefit offerings. Please consult this guide carefully. If you have any questions, please contact the HR Department via e-mail at: [hr@luther.edu](hr@luther.edu) or call: 563-387-1134 .  \nTable of Contents  \n\n| Important Dates and What Do I Need to Do? | 3 |\n| --- | --- |\n| Summary of Changes for 2022 | 4 |\n| Retirement Program & Help | 5 |\n| Medical Plan Information | 6 |\n| Health Savings Account (HSA) Information | 8 |\n| RxBenefits – Member Services Pharmacy FAQs | 10 |\n| Teladoc, Employee Assistance Program (EAP) | 12 |\n| Dental Plan Information and Travel Assistance | 13 |\n| Flexible Spending Account (FSA) | 15 |\n| Life/AD&D Plans | 16 |\n| Contact Information | 17 |\n| Federal Required Notices | 18 |\n\nA GUIDE TO YOUR BENEFITS | 2022  \nIf you would like to make changes for 2022 – Please complete your enrollment form(s) and return to HR by November 19, 2021  \nImportant Dates  \n• Thursday, November 4 through Friday, November 19, 2021 – Open Enrollment period – if you would like to make changes to any of your plans, you must complete and return your enrollment form(s) to HR. Changes will be effective January 1, 2022.  \n• Open Enrollment Meetings:  \n\n|  | Details |\n| --- | --- |\n| Thursday, November 4th at 4:00 pm | In-person at the Peace Dining Room |\n| Friday, November 5th at 9:15 am | In-person at the Peace Dining Room |\n| Monday, November 8th at 11:00 am | Zoom Passcode info\u003Cbr>a. Open [https://zoom. us/join](https://zoom. us/join)\u003Cbr>[b. Enter Meeting ID-997 9014 4668](b. Enter Meeting ID-997 9014 4668)\u003Cbr>[c. Enter password-019116](c. Enter password-019116)\u003Cbr>d. Follow prompts to connect to computer audio, or dial in to the meeting audio |\n\n• Friday, November 19, 2021 – Enrollment form(s) are due to HR.  \nWhat Do I Need to Do?  \n• Review the information in this guide and decide on your benefit elections for 2022.  \n• If you are making changes to your health care coverage, you must return your 2022 health care open enrollment form by November 19, 2021  \n• 2021 FSA benefit plan elections will NOT roll over into 2022 automatically. You must complete an election form to continue FSA benefits in 2022  \n• All plans EXCEPT FSA will roll over into 2022 automatically if you do not turn in a form  \n• If you are enrolled in the Health Care FSA in 2021 and are choosing to elect the HDHP option for 2022, you MUST have a zero balance in your Health Care FSA as of December 31, 2021 to be eligible to contribute your own money to the Health Savings Account (HSA) on January 1, 2022; if your balance in the FSA is not $0 on January 1, 2022, you may not contribute to your HSA until April 1, 2022  \nDid you know? You don’t have to enroll your family members in all the plans and coverage you elect for yourself. For example, you may cover yourself and your dependents for medical benefits, but cover only yourself for dental.  \nThe benefit elections you make during Open Enrollment begin January 1, 2022 and will stay in effect until December 31, 2022. You cannot change your benefits during the year unless you have a change in your family or employment status (called a qualified change in status or life event) .  \nA GUIDE TO YOUR BENEFITS | 2022  \nOpen Enrollment is November 4, 2021 through November 19, 2021  \nWhat Is Changing?  \nHealth Care Rates: The College has made the commitment for employee premium contributions to remain unchanged for 2022 while plan changes being implemented will require employees to potentially pay more out-of-pocket as services are utilized.  \nLuther College health care costs are increasing by 11.2% . The national average for comparabl","cbCaihdX6LPh93an","https://ap.wps.com/l/cbCaihdX6LPh93an","pdf",1602230,27,"English","# Important Dates and What Do I Need to Do?\n## Summary of Changes for 2022\n## Retirement Program & Help\n## Medical Plan Information\n## Health Savings Account (HSA) Information\n## RxBenefits – Member Services Pharmacy FAQs\n## Teladoc, Employee Assistance Program (EAP)\n## Dental Plan Information and Travel Assistance\n## Flexible Spending Account (FSA)\n## Life/AD&D Plans\n## Contact Information\n## Federal Required Notices","[{\"question\":\"When is Luther College’s 2022 Open Enrollment period, and when do enrollment forms need to be returned?\",\"answer\":\"Open Enrollment runs November 4, 2021 through November 19, 2021. Enrollment form(s) are due to HR on November 19, 2021.\"},{\"question\":\"What key changes are described for health care rates and employee costs in 2022?\",\"answer\":\"The guide states that Luther will keep employee premium contributions unchanged for 2022, while plan changes may require employees to pay more out of pocket as services are used. It also reports Luther College health care costs increasing by 11.2%.\"},{\"question\":\"How do HSA eligibility and flexible spending account (FSA) rollovers work for 2022?\",\"answer\":\"2021 FSA elections do not automatically roll over to 2022; an election form is required to continue. For choosing the HDHP option in 2022, employees must have a zero Health Care FSA balance as of December 31, 2021 to contribute to an HSA on January 1, 2022, and otherwise may not contribute until April 1, 2022.\"}]","A Guide to Your Benefits - 2022 | PDF",1789965617,68]