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Bismarck, North Dakota 58505-0602  \n[Website: www.ndus.edu](Website: www.ndus.edu)  \nThis page intentionally left blank.  \nTable of Contents  \nExecutive Summary..................................................................................................................................... 1  \nTuition, Mandatory Fees, Housing & Food ................................................................................................. 3  \nCost of Attendance ..................................................................................................................................... 4  \nNet Price……………………………………………….…………………………………………………………………………………….………...5  \nFinancial Aid Overview ................................................................................................................................ 6  \nFederal Financial Aid ................................................................................................................................... 8  \nAnnual Student Loan Disbursements........................................................................................................ 11  \nIndebtedness at Graduation ..................................................................................................................... 13  \n2022-23 Undergraduate Grants, Scholarships and Waivers ..................................................................... 14  \n2022-23 Undergraduate Total Financial Aid Disbursements and % of Cost Covered .............................. 15  \nState Financial Aid Programs and Appropriation...................................................................................... 15  \nOther Sources-9/11 GI Bill Benefits and Dept. of Defense Tuition Assistance ....................................... 17  \nReport Prepared By  \nBrenda Zastoupil, NDUS Financial Aid Director  \nJamie Wilke, NDUS Director of Finance  \nNorth Dakota University System (NDUS)  \n2024 Affordability Report  \nCollege affordability is a significant factor in student access, retention, and completion. Tuition and fee rates are a component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources, among other factors. Strategically designed approaches to college affordability can better assist students in preparing for post-secondary education, accessing programs, and degree persistence. This report outlines key affordability factors within the North Dakota University System (NDUS) by focusing on student costs, net price, and availability of financial aid. This report includes regional comparisons, which include peer institutions from Arizona, Colorado, Idaho, Minnesota, Montana, Nevada, New Mexico, Oregon, South Dakota, Utah, Washington, and Wyoming. The comparison states include continental U.S. WICHE states, plus contiguous states.  \nExecutive Summary  \n• The average 2023-24 total cost of tuition, fees, housing, and food, prior to financial aid and other discounts is $21,244 at doctoral universities, 10% lower than regional peers, $16,391 at Minot State University (master’s), 20% lower than regional peers, and $16,691 at four-year universities, 13% lower than regional peers. The average at two-year colleges was $14,511, which continues to track above regional comparisons. (Chart 1)  \n• Basic needs, which are comprised of living expenses such as housing, food, transportation, daycare, and other personal expenses, account for 59% of the estimated costs in 2023-24. Books and supplies account for 5%, and tuition and fees account for 36% of expenses. (Chart 2)  \n• Both low-income earners and middle-income earners had either lower or comparable average net price to the regional comparisons at NDUS institutions, but lower income families require a greater percentage of their income to cover estimated net price at NDUS institutions compared to middle income families. (C","cbCaitN4YZn7Dehx","https://ap.wps.com/l/cbCaitN4YZn7Dehx","pdf",880253,"English","# Executive Summary\n# Tuition, Mandatory Fees, Housing & Food\n# Cost of Attendance\n# Net Price\n# Financial Aid Overview\n# Federal Financial Aid\n# Annual Student Loan Disbursements\n# Indebtedness at Graduation","[{\"question\":\"What cost categories drive the NDUS estimated 2023-24 total cost?\",\"answer\":\"Living expenses (housing, food, transportation, daycare, and other personal expenses) account for 59% of estimated costs in 2023-24, while books and supplies account for 5% and tuition and fees account for 36%.\"},{\"question\":\"How is financial aid distributed among different aid types over the past five years?\",\"answer\":\"Across the past five years, 59% of aid disbursed came from student loans or Federal Work Study, 19% from institutional scholarships and waivers, 12% from federal grants, 6% from state funded scholarships and grants, and 4% from private scholarships.\"},{\"question\":\"How did federal loan, grant, and work aid change in NDUS during 2022-23?\",\"answer\":\"Federal loan, grant, and work aid within the NDUS totaled $142.29 million in 2022-23, which represents a 16.9% decrease compared with five years earlier.\"}]","2024 Affordability Report - North Dakota University System | PDF",1792056549]