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The report summarizes average tuition, mandatory fees, housing, and food costs before aid, highlights that basic needs represent 67% of estimated expenses, and details how aid is distributed across loans, work study, grants, scholarships, and waivers. It includes multi-state regional comparisons and discusses net price, indebtedness, and trends in federal and alternative loan 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\n600 E Boulevard Department 215 Bismarck, North Dakota 58505-0602  \n[Website: www.ndus.edu](Website: www.ndus.edu)  \nThis page intentionally left blank.  \nTable of Contents  \nExecutive Summary..................................................................................................................................... 1  \nTuition, Mandatory Fees, Housing & Food ................................................................................................. 3  \nCost of Attendance ..................................................................................................................................... 3  \nFinancial Aid Overview................................................................................................................................ 4  \nFederal Financial Aid ................................................................................................................................... 6  \nAnnual Student Loan Disbursements........................................................................................................ 10  \nIndebtedness at Graduation ..................................................................................................................... 12  \n2021-22 Grants, Scholarships and Waivers .............................................................................................. 12  \n2021-22 Total Financial Aid Disbursements and % of Cost Covered ........................................................ 14  \nState Financial Aid Programs and Appropriation...................................................................................... 14  \nOther Sources-9/11 GI Bill Benefits and Dept. of Defense Tuition Assistance ....................................... 16  \nNet Price……………………………………………….…………………………………………………………………………………….……….16  \nReport Prepared By  \nJamie Wilke, NDUS Director of Finance  \nBrenda Zastoupil, NDUS Financial Aid Director  \nNorth Dakota University System (NDUS)  \n2023 Affordability Report  \nCollege affordability is a significant factor in student access, retention, and completion. Tuition and fee rates are a component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources, among other factors. Strategically designed approaches to college affordability can better assist students in preparing for post-secondary education, accessing programs, and degree persistence. This report outlines key affordability factors within the North Dakota University System (NDUS) by focusing on student costs and availability of financial aid. This report includes regional comparisons, which include peer institutions from Arizona, Colorado, Idaho, Minnesota, Montana, Nevada, New Mexico, Oregon, South Dakota, Utah, Washington, and Wyoming.  \nExecutive Summary  \n• The average 2022-23 total cost of tuition, fees, housing, and food, prior to financial aid and other discounts was $20,710 at doctoral universities, 8% lower than regional peers, $15,688 at Minot State University (master’s), 19% lower than regional peers, and $16,433 at four-year universities, 7.5% lower than regional peers. The average at two-year colleges was $13,829, which continues to track above regional comparisons. (Chart 1)  \no The 2022-23 housing and food rates at all state doctoral, masters, and four-year universities were significantly lower than regional peer averages, while two-year colleges continue to be above their regional counterparts.  \n• Basic needs, which are comprised of living expenses such as housing, food, transportation,  \ndaycare, books, supplies, and other personal expenses, accounted for 67% of the estimated costs in 2022-23. (Chart 2)  \n• Of all the aid disbursed in the past 5 years, 60% was in the form of student loans or Federal Work Study, institutional scholarships and waivers 17%, federal grants 13%, state funded scholarships and grants 6%, and privat","cbCaicpBAGAPFNvG","https://ap.wps.com/l/cbCaicpBAGAPFNvG","pdf",795702,"English","# Executive Summary\n# Tuition, Mandatory Fees, Housing & Food\n## Cost of Attendance\n## Financial Aid Overview\n## Federal Financial Aid\n## Annual Student Loan Disbursements\n## Indebtedness at Graduation\n## 2021-22 Grants, Scholarships and Waivers\n## 2021-22 Total Financial Aid Disbursements and % of Cost Covered\n## State Financial Aid Programs and Appropriation\n## Other Sources-9/11 GI Bill Benefits and Dept. of Defense Tuition Assistance\n## Net Price","[{\"question\":\"What affordability factors does the report focus on?\",\"answer\":\"The report focuses on student costs (tuition/fees and cost of attendance components) and the availability of financial aid from federal, state, institutional, and private sources.\"},{\"question\":\"How much of estimated costs come from basic needs in 2022-23?\",\"answer\":\"Basic needs—housing, food, transportation, daycare, books, supplies, and other personal expenses—account for 67% of estimated costs in 2022-23.\"},{\"question\":\"What portion of students received financial aid in 2021-22?\",\"answer\":\"In 2021-22, 61% of NDUS students received some type of financial aid.\"}]","2023 Affordability Report | PDF",1792056195]