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This is a 3-hour examination consisting of 12 items, each worth 5 points. If the item contains sub-questions, please mark your answer separately with“(a)” followed by the corresponding answer, then “(b)” followed by the answer.  \n2. Read each question carefully. Do not assume facts that are not provided in the question.  \n3. Answer the questions clearly and concisely. Your answer should demonstrate your ability to analyze the facts, identify issues, apply the law and jurisprudence, and arrive at a sound and logical conclusion. A mere “Yes”or “No” answer, or a mere legal conclusion without an explanation will not be given full credit.  \n4. Allocate your time efficiently. The items are in random sequence. You may skip items and move to items that you may find easier to answer. Use the 'Flag' feature so that you can return to the unanswered items.  \n5. Do not write your name, distinguishing marks, or extraneous words or phrases in any of your answers. This may be considered cheating and may disqualify you from the entire Bar Examinations.  \n6. Do not type your final answer in the notes box, which is an optional tool. Any text written in the notes box will not be included in your final answer.  \n7. Technical issues during the exam are rare, but if you experience one, do not panic. Do not attempt to submit your exam answers. Call the attention of your proctor for assistance.  \n8. If you need to step out of the room, use the Hide Screen feature to prevent anyone else from seeing your answers.  \n9. You have until 5:00 p.m. to finish the exam. Make sure you have completed and reviewed your answers before then. When submitting, the system will ask  \nyou one more time to confirm if you are ready to submit your answer file, to give you another opportunity to review your answers.  \n10.Once done, show your proctor the green screen confirming your submission. If the green screen does not appear, check with your proctor before leaving the room.  \nALFREDO BENJAMIN S. CAGUIOA  \nAssociate Justice and  \n2022 Bar Examinations Chairperson  \n1. Samson Manufacturing, Inc. insured its own goods with Delilah Insurance for Php 2,000,000.00 . The same goods were insured by Alibaba Shipping Co. with Assured Corp. for the same amount pursuant to its contract of carriage with Samson Manufacturing, Inc. Both policies warranted that no other insurance exists, and incase another insurance does exist, such would not void either policy, but in no case should the claim exceed the total amount of Php 2,000,000.00 at the time of loss.  \nIs this a case of double insurance? Explain briefly. (5 points)  \n2. [This item has two questions.] Muviel obtained a life insurance policy from X Insurance Corp. Muviel underwent a medical examination and was certified as qualified to be insured. Unknown to X Insurance Corp., Muviel had a mild stroke some years earlier. The insurance policy expressly provided that any misrepresentation in the questionnaire filled up by Muviel for the issuance of the policy would render the policy null, void and of no effect.  \n(a) If Muviel dies within the two-year period from the time of issuance of the policy, will the beneficiaries of Muviel be entitled to claim the proceeds of the life insurance policy? Explain briefly.  \n(b) Should Muviel die after the two-year period, will your answer be the same? Explain briefly.  \n(5 points)  \n3. [This item has two questions.] Kotse Corp. is an entity that provides pre-arranged transportation services for a fee using an online-enabled platform technology that connects passengers with drivers using their own vehicles.  \n(a) Is Kotse Corp. a common carrier? Explain briefly.  \n(b) Are the drivers engaged in common carrier service? Explain briefly.(5 points)  \n4. At around 4:00 p.m. of December 25, 2020, Christmas Day, Queenie and her child, Paeng, boarde","cbCaio5EGSKOBGm8","https://ap.wps.com/l/cbCaio5EGSKOBGm8","pdf",223826,"English","# INSTRUCTIONS\n## Exam structure and answering rules\n## Time management and submission procedures\n# Questions\n## Double insurance\n## Misrepresentation in life insurance\n## Common carrier and drivers\n## Breach of contract of carriage\n## Filipino ownership requirement\n## Director conflicts under the Revised Corporation Code","[{\"question\":\"How should sub-questions in an item be answered?\",\"answer\":\"Mark answers separately with “(a)” for the first question and “(b)” for the corresponding answer. Then provide the respective answers clearly and concisely.\"},{\"question\":\"What content is prohibited in the final answers?\",\"answer\":\"Do not write your name, distinguishing marks, or extraneous words or phrases. Any such text may be considered cheating and may disqualify the entire Bar Examination.\"},{\"question\":\"What should you do if technical issues occur during the exam?\",\"answer\":\"Do not panic or attempt to submit exam answers. Call the attention of your proctor for assistance.\"}]","2022 BAR EXAMINATIONS - COMMERCIAL LAW - Instructions | PDF",1789950372,15]